Cost of Living in Pacific, MO

Population 7,299 · Missouri · Data vintage 2023

76
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Pacific is a smaller Missouri community of around 7000 residents, where median household incomes of $57,119 and housing costs ($244,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 1.0% points to a labor market well on the tight side of the national distribution.

Pacific is about 30 miles west of St. Louis, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 32% higher than St. Louis' $185,000.

Cost Overview

Housing 80
Rent 70

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pacific

The median home value in Pacific is $244,000 — 20% below the national median of $305,000. Median rent runs $914/month, 30% lower than the national median of $1,314/month. The median household income of $57,119/year is 23% lower than the US median of $74,580. The local unemployment rate is 1.0%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Pacific has a cost of living index of 76 versus the US average of 100, meaning it is 24% less expensive.

🏠 Housing

Median Home Value
$244,000
20% below avg
Zillow Home Value
$97,084
Zillow ZHVI
Median Rent
$914/mo
30% below avg
Price-to-Rent Ratio
22.2x
Favors renting
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 60.5%
Renter-occupied 39.5%

💰 Estimated Monthly Budget

Rent median rent
$914
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,528/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.5 min
17% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.0%

Commute Mode

Drove alone
85.2%
Carpooled
4.9%
Walked
1.9%
Work from home
8.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$57,119
23% below avg
Per Capita Income
$33,290
Unemployment Rate
1.0%
80% below avg
Poverty Rate
5.6%
Labor Force Participation
59.4%

🎓 Education

Bachelor's degree+ 14.4%
Graduate degree 4.6%

👥 Demographics

Median Age 40.6
Male median age 40.1
Female median age 41.5

🏫 Schools

NCES CCD 2019 — public school district data

90%
4-Year Graduation Rate
13.7:1
Student-teacher ratio
9
Public schools
3,079
Total enrollment

Frequently Asked Questions

What is the cost of living in Pacific, MO?

Pacific has a cost index of 76 (100 = national average). It is 24% below the national average.

What is average rent in Pacific, MO?

The median gross rent in Pacific is $914 per month based on 2023 Census data.

What is the average home price in Pacific?

The median home value in Pacific is $244,000 according to Zillow and Census data.

What is the median income in Pacific?

The median household income in Pacific is $57,119 per year (2023 ACS 5-year estimates).

What is the sales tax in Pacific, MO?

The combined state and local sales tax rate in Pacific is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Pacific, MO affordable?

Yes, Pacific is generally considered affordable, with a cost of living index of 76 — about 24% below the US national average of 100.

Pacific at a Glance

Population
7,299
Median Income
$57,119
Home Value
$244,000
Median Rent
$914/mo
Unemployment
1.0%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs