Cost of Living in Rock Hill, MO

Population 4,708 · Missouri · Data vintage 2023

93
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Rock Hill is a smaller Missouri community of around 5000 residents, where median household incomes of $91,477 and housing costs ($256,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 1.8% — below most comparable cities in the state.

Rock Hill sits roughly 7 miles west of St. Louis — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 39% higher than St. Louis' $185,000.

Cost Overview

Housing 84
Rent 106

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Rock Hill

The median home value in Rock Hill is $256,400 — 16% below the national median of $305,000. Median rent runs $1,398/month, 6% higher than the national median of $1,314/month. The median household income of $91,477/year is 23% higher than the US median of $74,580. The local unemployment rate is 1.8%, below the national average of 4.8%. Missouri's top state income tax rate is 5.0% and the combined sales tax is 8.4%. Overall, Rock Hill has a cost of living index of 93 versus the US average of 100, meaning it is 7% less expensive.

🏠 Housing

Median Home Value
$256,400
16% below avg
Zillow Home Value
$177,399
Zillow ZHVI
Median Rent
$1,398/mo
6% above avg
Zillow Rent
$1,703/mo
Zillow ZORI
Price-to-Rent Ratio
15.3x
Favors buying
Property Tax Rate
1.0%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$623
1 BR
$668
2 BR
$826
3 BR
$1,142
4 BR
$1,311
Owner-occupied 82.0%
Renter-occupied 18.0%

💰 Estimated Monthly Budget

Rent median rent
$1,398
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,012/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
22.9 min
15% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.1%

Commute Mode

Drove alone
80.1%
Carpooled
3.5%
Walked
0.8%
Work from home
15.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 5.0%
Total Sales Tax 8.4%
State rate 4.2%
Avg local rate 4.1%
Property Tax 1.0%

💼 Income & Employment

Median Household Income
$91,477
23% above avg
Per Capita Income
$60,914
Unemployment Rate
1.8%
63% below avg
Poverty Rate
6.0%
Labor Force Participation
69.1%

🎓 Education

Bachelor's degree+ 38.2%
Graduate degree 25.1%

👥 Demographics

Median Age 37.8
Male median age 37.7
Female median age 37.8

Frequently Asked Questions

What is the cost of living in Rock Hill, MO?

Rock Hill has a cost index of 93 (100 = national average). It is 7% below the national average.

What is average rent in Rock Hill, MO?

The median gross rent in Rock Hill is $1,398 per month based on 2023 Census data.

What is the average home price in Rock Hill?

The median home value in Rock Hill is $256,400 according to Zillow and Census data.

What is the median income in Rock Hill?

The median household income in Rock Hill is $91,477 per year (2023 ACS 5-year estimates).

What is the sales tax in Rock Hill, MO?

The combined state and local sales tax rate in Rock Hill is 8.4%. The Missouri state income tax top rate is 5.0%.

Is Rock Hill, MO affordable?

Rock Hill is near the national average in terms of cost of living, with an index of 93 (100 = US average).

Rock Hill at a Glance

Population
4,708
Median Income
$91,477
Home Value
$256,400
Median Rent
$1,398/mo
Unemployment
1.8%
Sales Tax
8.4%
View all cities in Missouri →
🗺️ County data for Missouri

Explore county-level cost of living data

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