Cost of Living in Greenwood, MS

Population 13,983 · Mississippi · Data vintage 2023

42
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Greenwood's median household income of $34,659 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (28% here). At 8.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Greenwood lies roughly 85 miles north of the nearest major metro, Jackson — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 9% lower than Jackson's $108,000.

Cost Overview

Housing 32
Rent 57

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Greenwood

The median home value in Greenwood is $98,500 — 68% below the national median of $305,000. Median rent runs $743/month, 43% lower than the national median of $1,314/month. The median household income of $34,659/year is 54% lower than the US median of $74,580. The local unemployment rate is 8.1%, above the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. The climate averages highs of 74.9°F and lows of 53.2°F. Overall, Greenwood has a cost of living index of 42 versus the US average of 100, meaning it is 58% less expensive.

🏠 Housing

Median Home Value
$98,500
68% below avg
Zillow Home Value
$89,641
Zillow ZHVI
Median Rent
$743/mo
43% below avg
Price-to-Rent Ratio
11.0x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$770
1 BR
$802
2 BR
$933
3 BR
$1,238
4 BR
$1,321
Owner-occupied 54.1%
Renter-occupied 45.9%

💰 Estimated Monthly Budget

Rent median rent
$743
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,357/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.7 min
27% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.6%

Commute Mode

Drove alone
86.3%
Carpooled
6.3%
Public transit
0.2%
Walked
1.2%
Work from home
3.6%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.7%
Total Sales Tax 7.1%
State rate 7.0%
Avg local rate 0.1%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$34,659
54% below avg
Per Capita Income
$25,643
Unemployment Rate
8.1%
67% above avg
Poverty Rate
28.0%
Labor Force Participation
56.0%

🎓 Education

Bachelor's degree+ 12.0%
Graduate degree 11.5%

👥 Demographics

Median Age 35.4
Male median age 35.2
Female median age 35.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
74.9°F
Avg Low
53.2°F
Annual Precip
51.8"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 545967758389929287776657
Low °F 353845536269727064524237
Precip" 4.525.044.765.824.443.743.823.213.833.413.865.33

🏫 Schools

NCES CCD 2019 — public school district data

75%
4-Year Graduation Rate
14.4:1
Student-teacher ratio
15
Public schools
4,717
Total enrollment

Frequently Asked Questions

What is the cost of living in Greenwood, MS?

Greenwood has a cost index of 42 (100 = national average). It is 58% below the national average.

What is average rent in Greenwood, MS?

The median gross rent in Greenwood is $743 per month based on 2023 Census data.

What is the average home price in Greenwood?

The median home value in Greenwood is $98,500 according to Zillow and Census data.

What is the median income in Greenwood?

The median household income in Greenwood is $34,659 per year (2023 ACS 5-year estimates).

What is the sales tax in Greenwood, MS?

The combined state and local sales tax rate in Greenwood is 7.1%. The Mississippi state income tax top rate is 4.7%.

Is Greenwood, MS affordable?

Yes, Greenwood is generally considered affordable, with a cost of living index of 42 — about 58% below the US national average of 100.

What is the weather like in Greenwood?

Greenwood has average high temperatures of 74.9°F and average lows of 53.2°F. Annual precipitation is 51.8". Data from NOAA 1991–2020 Climate Normals.

Greenwood at a Glance

Population
13,983
Median Income
$34,659
Home Value
$98,500
Median Rent
$743/mo
Unemployment
8.1%
Avg High Temp
74.9°F
Sales Tax
7.1%
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Explore county-level cost of living data

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