Cost of Living in Indianola, MS

Population 9,360 · Mississippi · Data vintage 2023

47
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Indianola's median household income of $39,275 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (31% here). At 13.7%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Indianola lies roughly 80 miles north of the nearest major metro, Jackson — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 10% higher than Jackson's $108,000.

Cost Overview

Housing 39
Rent 58

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Indianola

The median home value in Indianola is $119,100 — 61% below the national median of $305,000. Median rent runs $763/month, 42% lower than the national median of $1,314/month. The median household income of $39,275/year is 47% lower than the US median of $74,580. The local unemployment rate is 13.7%, above the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. Overall, Indianola has a cost of living index of 47 versus the US average of 100, meaning it is 53% less expensive.

🏠 Housing

Median Home Value
$119,100
61% below avg
Zillow Home Value
$98,707
Zillow ZHVI
Median Rent
$763/mo
42% below avg
Price-to-Rent Ratio
13.0x
Favors buying
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$770
1 BR
$802
2 BR
$933
3 BR
$1,238
4 BR
$1,321
Owner-occupied 54.2%
Renter-occupied 45.8%

💰 Estimated Monthly Budget

Rent median rent
$763
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,377/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
19.7 min
27% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
4.2%

Commute Mode

Drove alone
84.9%
Carpooled
9.1%
Walked
1.1%
Work from home
4.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.7%
Total Sales Tax 7.1%
State rate 7.0%
Avg local rate 0.1%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$39,275
47% below avg
Per Capita Income
$19,826
Unemployment Rate
13.7%
184% above avg
Poverty Rate
31.1%
Labor Force Participation
56.0%

🎓 Education

Bachelor's degree+ 10.8%
Graduate degree 13.4%

👥 Demographics

Median Age 35.4
Male median age 31.3
Female median age 41

🏫 Schools

NCES CCD 2019 — public school district data

80%
4-Year Graduation Rate
13.6:1
Student-teacher ratio
14
Public schools
3,455
Total enrollment

Frequently Asked Questions

What is the cost of living in Indianola, MS?

Indianola has a cost index of 47 (100 = national average). It is 53% below the national average.

What is average rent in Indianola, MS?

The median gross rent in Indianola is $763 per month based on 2023 Census data.

What is the average home price in Indianola?

The median home value in Indianola is $119,100 according to Zillow and Census data.

What is the median income in Indianola?

The median household income in Indianola is $39,275 per year (2023 ACS 5-year estimates).

What is the sales tax in Indianola, MS?

The combined state and local sales tax rate in Indianola is 7.1%. The Mississippi state income tax top rate is 4.7%.

Is Indianola, MS affordable?

Yes, Indianola is generally considered affordable, with a cost of living index of 47 — about 53% below the US national average of 100.

Indianola at a Glance

Population
9,360
Median Income
$39,275
Home Value
$119,100
Median Rent
$763/mo
Unemployment
13.7%
Sales Tax
7.1%
View all cities in Mississippi →
🗺️ County data for Mississippi

Explore county-level cost of living data

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