Cost of Living in Louisville, MS

Population 6,018 · Mississippi · Data vintage 2023

43
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Louisville's median household income of $37,679 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (41% here). Unemployment has stayed elevated relative to the national figure — 9.8% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 85 miles northeast of Jackson, Louisville is far enough out that local conditions diverge meaningfully from the big-metro baseline. Median home values run roughly 26% higher than Jackson's $108,000.

Cost Overview

Housing 45
Rent 41

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Louisville

The median home value in Louisville is $135,800 — 55% below the national median of $305,000. Median rent runs $539/month, 59% lower than the national median of $1,314/month. The median household income of $37,679/year is 49% lower than the US median of $74,580. The local unemployment rate is 9.8%, above the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. Overall, Louisville has a cost of living index of 43 versus the US average of 100, meaning it is 57% less expensive.

🏠 Housing

Median Home Value
$135,800
55% below avg
Zillow Home Value
$137,772
Zillow ZHVI
Median Rent
$539/mo
59% below avg
Price-to-Rent Ratio
21.0x
Favors renting
Property Tax Rate
0.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$770
1 BR
$802
2 BR
$933
3 BR
$1,238
4 BR
$1,321
Owner-occupied 58.8%
Renter-occupied 41.2%

💰 Estimated Monthly Budget

Rent median rent
$539
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,153/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.5 min
31% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.0%

Commute Mode

Drove alone
87.4%
Carpooled
6.9%
Walked
0.7%
Work from home
2.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 4.7%
Total Sales Tax 7.1%
State rate 7.0%
Avg local rate 0.1%
Property Tax 0.7%

💼 Income & Employment

Median Household Income
$37,679
49% below avg
Per Capita Income
$25,351
Unemployment Rate
9.8%
104% above avg
Poverty Rate
40.8%
Labor Force Participation
44.0%

🎓 Education

Bachelor's degree+ 14.5%
Graduate degree 4.2%

👥 Demographics

Median Age 42.1
Male median age 39.6
Female median age 43.5

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
14.4:1
Student-teacher ratio
7
Public schools
2,728
Total enrollment

Frequently Asked Questions

What is the cost of living in Louisville, MS?

Louisville has a cost index of 43 (100 = national average). It is 57% below the national average.

What is average rent in Louisville, MS?

The median gross rent in Louisville is $539 per month based on 2023 Census data.

What is the average home price in Louisville?

The median home value in Louisville is $135,800 according to Zillow and Census data.

What is the median income in Louisville?

The median household income in Louisville is $37,679 per year (2023 ACS 5-year estimates).

What is the sales tax in Louisville, MS?

The combined state and local sales tax rate in Louisville is 7.1%. The Mississippi state income tax top rate is 4.7%.

Is Louisville, MS affordable?

Yes, Louisville is generally considered affordable, with a cost of living index of 43 — about 57% below the US national average of 100.

Louisville at a Glance

Population
6,018
Median Income
$37,679
Home Value
$135,800
Median Rent
$539/mo
Unemployment
9.8%
Sales Tax
7.1%
View all cities in Mississippi →
🗺️ County data for Mississippi

Explore county-level cost of living data

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