Cost of Living in Philadelphia, MS
Population 7,030 · Mississippi · Data vintage 2023
(100 = US avg)
Philadelphia's median household income of $36,781 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (32% here). At 11.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Geographically, Philadelphia is about 70 miles northeast of Jackson, the nearest large metro. Median home values run roughly 12% lower than Jackson's $108,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Philadelphia
The median home value in Philadelphia is $95,600 — 69% below the national median of $305,000. Median rent runs $760/month, 42% lower than the national median of $1,314/month. The median household income of $36,781/year is 51% lower than the US median of $74,580. The local unemployment rate is 11.2%, above the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. Overall, Philadelphia has a cost of living index of 42 versus the US average of 100, meaning it is 58% less expensive.
Philadelphia has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Philadelphia, MS?
Philadelphia has a cost index of 42 (100 = national average). It is 58% below the national average.
What is average rent in Philadelphia, MS?
The median gross rent in Philadelphia is $760 per month based on 2023 Census data.
What is the average home price in Philadelphia?
The median home value in Philadelphia is $95,600 according to Zillow and Census data.
What is the median income in Philadelphia?
The median household income in Philadelphia is $36,781 per year (2023 ACS 5-year estimates).
What is the sales tax in Philadelphia, MS?
The combined state and local sales tax rate in Philadelphia is 7.1%. The Mississippi state income tax top rate is 4.7%.
Is Philadelphia, MS affordable?
Yes, Philadelphia is generally considered affordable, with a cost of living index of 42 — about 58% below the US national average of 100.
Philadelphia at a Glance
- Population
- 7,030
- Median Income
- $36,781
- Home Value
- $95,600
- Median Rent
- $760/mo
- Unemployment
- 11.2%
- Sales Tax
- 7.1%
Nearby Cities
Explore county-level cost of living data
Mississippi Rankings
Similar Cost Cities
Cities in other states with comparable housing costs