Cost of Living in Pearl River, MS
Population 4,403 · Mississippi · Data vintage 2023
(100 = US avg)
Pearl River's median household income of $46,295 is a meaningful share below the national figure, which shapes most of the downstream economic indicators — from housing affordability to the share of residents living below the poverty line (27% here). At 6.1%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Pearl River is about 65 miles northeast of Jackson, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 49% lower than Jackson's $108,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Pearl River
The median home value in Pearl River is $55,000 — 82% below the national median of $305,000. Median rent runs $545/month, 59% lower than the national median of $1,314/month. The median household income of $46,295/year is 38% lower than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. Mississippi's top state income tax rate is 4.7% and the combined sales tax is 7.1%. Overall, Pearl River has a cost of living index of 27 versus the US average of 100, meaning it is 73% less expensive.
Pearl River has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
Frequently Asked Questions
What is the cost of living in Pearl River, MS?
Pearl River has a cost index of 27 (100 = national average). It is 73% below the national average.
What is average rent in Pearl River, MS?
The median gross rent in Pearl River is $545 per month based on 2023 Census data.
What is the average home price in Pearl River?
The median home value in Pearl River is $55,000 according to 2023 Census ACS data.
What is the median income in Pearl River?
The median household income in Pearl River is $46,295 per year (2023 ACS 5-year estimates).
What is the sales tax in Pearl River, MS?
The combined state and local sales tax rate in Pearl River is 7.1%. The Mississippi state income tax top rate is 4.7%.
Is Pearl River, MS affordable?
Yes, Pearl River is generally considered affordable, with a cost of living index of 27 — about 73% below the US national average of 100.
Pearl River at a Glance
- Population
- 4,403
- Median Income
- $46,295
- Home Value
- $55,000
- Median Rent
- $545/mo
- Unemployment
- 6.1%
- Sales Tax
- 7.1%
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Mississippi Rankings
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