Cost of Living in Orchard Homes, MT

Population 5,280 · Montana · Data vintage 2023

122
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Orchard Homes a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $473,000.

Geographically, Orchard Homes lies roughly 160 miles east of the nearest major metro, Spokane Valley. Median home values run roughly 37% higher than Spokane Valley's $344,000.

Cost Overview

Housing 155
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Orchard Homes

The median home value in Orchard Homes is $473,100 — 55% above the national median of $305,000. Median rent runs $962/month, 27% lower than the national median of $1,314/month. The median household income of $68,649/year is 8% lower than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. Montana's top state income tax rate is 6.8% and the combined sales tax is 0.0%. The climate averages highs of 56.7°F and lows of 33.6°F, with about 43" of annual snowfall. Overall, Orchard Homes has a cost of living index of 122 versus the US average of 100, meaning it is 22% more expensive.

🏠 Housing

Median Home Value
$473,100
55% above avg
Median Rent
$962/mo
27% below avg
Price-to-Rent Ratio
41.0x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$930
1 BR
$1,018
2 BR
$1,266
3 BR
$1,671
4 BR
$1,925
Owner-occupied 66.3%
Renter-occupied 33.8%

💰 Estimated Monthly Budget

Rent median rent
$962
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,576/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
16.8 min
38% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
6.2%

Commute Mode

Drove alone
70.8%
Carpooled
10.1%
Walked
1.0%
Bicycle
9.0%
Work from home
6.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 6.8%
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$68,649
8% below avg
Per Capita Income
$41,530
Unemployment Rate
4.9%
1% above avg
Poverty Rate
9.7%
Labor Force Participation
59.9%

🎓 Education

Bachelor's degree+ 32.5%
Graduate degree 12.8%

👥 Demographics

Median Age 44
Male median age 39.5
Female median age 48.7

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.7°F
Avg Low
33.6°F
Annual Precip
14.1"
Annual Snowfall
43"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 323748566673858473564031
Low °F 182127324046525042322518
Precip" 0.960.880.921.361.772.140.850.830.961.181.181.08
Snow" 9.98.55.01.30.30.00.00.00.10.95.411.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 53 — Moderate
42.9%
Good air days/yr
134
Max AQI recorded
297
PM2.5 days
67
Ozone days

Frequently Asked Questions

What is the cost of living in Orchard Homes, MT?

Orchard Homes has a cost index of 122 (100 = national average). It is 22% above the national average.

What is average rent in Orchard Homes, MT?

The median gross rent in Orchard Homes is $962 per month based on 2023 Census data.

What is the average home price in Orchard Homes?

The median home value in Orchard Homes is $473,100 according to 2023 Census ACS data.

What is the median income in Orchard Homes?

The median household income in Orchard Homes is $68,649 per year (2023 ACS 5-year estimates).

What is the sales tax in Orchard Homes, MT?

The combined state and local sales tax rate in Orchard Homes is 0.0%. The Montana state income tax top rate is 6.8%.

Is Orchard Homes, MT affordable?

Orchard Homes is above average in cost of living, with an index of 122 — about 22% higher than the national average.

What is the weather like in Orchard Homes?

Orchard Homes has average high temperatures of 56.7°F and average lows of 33.6°F. Annual precipitation is 14.1". Average annual snowfall is 43". Data from NOAA 1991–2020 Climate Normals.

Orchard Homes at a Glance

Population
5,280
Median Income
$68,649
Home Value
$473,100
Median Rent
$962/mo
Unemployment
4.9%
Avg High Temp
56.7°F
Sales Tax
0.0%
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