Cost of Living in Red Oak, NC

Population 3,372 · North Carolina · Data vintage 2023

71
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Red Oak is a smaller North Carolina community of around 3000 residents, where median household incomes of $81,464 and housing costs ($236,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 0.0% points to a labor market well on the tight side of the national distribution.

Red Oak is about 45 miles east of Raleigh, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 37% lower than Raleigh's $378,000.

Cost Overview

Housing 77
Rent 62

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Red Oak

The median home value in Red Oak is $236,200 — 23% below the national median of $305,000. Median rent runs $818/month, 38% lower than the national median of $1,314/month. The median household income of $81,464/year is 9% higher than the US median of $74,580. The local unemployment rate is 0.0%, below the national average of 4.8%. North Carolina's top state income tax rate is 4.5% and the combined sales tax is 7.0%. The climate averages highs of 71.8°F and lows of 49.3°F. Overall, Red Oak has a cost of living index of 71 versus the US average of 100, meaning it is 29% less expensive.

🏠 Housing

Median Home Value
$236,200
23% below avg
Zillow Home Value
$435,300
Zillow ZHVI
Median Rent
$818/mo
38% below avg
Price-to-Rent Ratio
24.1x
Favors renting
Property Tax Rate
0.8%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$826
1 BR
$860
2 BR
$1,049
3 BR
$1,384
4 BR
$1,637
Owner-occupied 83.6%
Renter-occupied 16.4%

💰 Estimated Monthly Budget

Rent median rent
$818
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,432/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.8 min
10% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.5%

Commute Mode

Drove alone
84.0%
Carpooled
6.7%
Work from home
5.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) 4.5%
Total Sales Tax 7.0%
State rate 4.8%
Avg local rate 2.2%
Property Tax 0.8%

💼 Income & Employment

Median Household Income
$81,464
9% above avg
Per Capita Income
$52,655
Unemployment Rate
0.0%
100% below avg
Poverty Rate
2.8%
Labor Force Participation
50.0%

🎓 Education

Bachelor's degree+ 18.9%
Graduate degree 11.2%

👥 Demographics

Median Age 51.2
Male median age 49.5
Female median age 52.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
71.8°F
Avg Low
49.3°F
Annual Precip
44.4"
30° 48° 65° 83° 100° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 525563738087918883736355
Low °F 313339485665696862503934
Precip" 3.512.873.973.612.923.904.594.924.913.163.092.93

Frequently Asked Questions

What is the cost of living in Red Oak, NC?

Red Oak has a cost index of 71 (100 = national average). It is 29% below the national average.

What is average rent in Red Oak, NC?

The median gross rent in Red Oak is $818 per month based on 2023 Census data.

What is the average home price in Red Oak?

The median home value in Red Oak is $236,200 according to Zillow and Census data.

What is the median income in Red Oak?

The median household income in Red Oak is $81,464 per year (2023 ACS 5-year estimates).

What is the sales tax in Red Oak, NC?

The combined state and local sales tax rate in Red Oak is 7.0%. The North Carolina state income tax top rate is 4.5%.

Is Red Oak, NC affordable?

Yes, Red Oak is generally considered affordable, with a cost of living index of 71 — about 29% below the US national average of 100.

What is the weather like in Red Oak?

Red Oak has average high temperatures of 71.8°F and average lows of 49.3°F. Annual precipitation is 44.4". Data from NOAA 1991–2020 Climate Normals.

Red Oak at a Glance

Population
3,372
Median Income
$81,464
Home Value
$236,200
Median Rent
$818/mo
Unemployment
0.0%
Avg High Temp
71.8°F
Sales Tax
7.0%
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🗺️ County data for North Carolina

Explore county-level cost of living data

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