Cost of Living in Keene, NH

Population 22,923 · New Hampshire · Data vintage 2023

85
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Keene is a smaller New Hampshire community of around 23000 residents, where median household incomes of $78,183 and housing costs ($233,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. The labor market has been unusually tight, with unemployment around 1.5% — below most comparable cities in the state.

Keene is about 45 miles west of Manchester, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 31% lower than Manchester's $336,000.

Cost Overview

Housing 76
Rent 97

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Keene

The median home value in Keene is $232,500 — 24% below the national median of $305,000. Median rent runs $1,275/month, 3% lower than the national median of $1,314/month. The median household income of $78,183/year is 5% higher than the US median of $74,580. The local unemployment rate is 1.5%, below the national average of 4.8%. New Hampshire charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 56.4°F and lows of 36.4°F. Overall, Keene has a cost of living index of 85 versus the US average of 100, meaning it is 15% less expensive.

🏠 Housing

Median Home Value
$232,500
24% below avg
Zillow Home Value
$338,188
Zillow ZHVI
Median Rent
$1,275/mo
3% below avg
Zillow Rent
$1,912/mo
Zillow ZORI
Price-to-Rent Ratio
15.2x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,104
1 BR
$1,180
2 BR
$1,548
3 BR
$2,019
4 BR
$2,140
Owner-occupied 50.9%
Renter-occupied 49.1%

💰 Estimated Monthly Budget

Rent median rent
$1,275
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,889/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
18.1 min
33% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
13.0%

Commute Mode

Drove alone
69.0%
Carpooled
11.2%
Public transit
0.1%
Walked
5.0%
Bicycle
0.6%
Work from home
13.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$78,183
5% above avg
Per Capita Income
$39,551
Unemployment Rate
1.5%
68% below avg
Poverty Rate
9.9%
Labor Force Participation
61.9%

🎓 Education

Bachelor's degree+ 27.6%
Graduate degree 15.8%

👥 Demographics

Median Age 35.9
Male median age 35.1
Female median age 37.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.4°F
Avg Low
36.4°F
Annual Precip
46.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 313442556775817971594736
Low °F 131423334454595750393020
Precip" 3.042.983.873.793.644.494.013.864.334.763.514.12

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
69.7%
Good air days/yr
125
Max AQI recorded
214
PM2.5 days
149
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
12.1:1
Student-teacher ratio
13
Public schools
4,095
Total enrollment

Frequently Asked Questions

What is the cost of living in Keene, NH?

Keene has a cost index of 85 (100 = national average). It is 15% below the national average.

What is average rent in Keene, NH?

The median gross rent in Keene is $1,275 per month based on 2023 Census data.

What is the average home price in Keene?

The median home value in Keene is $232,500 according to Zillow and Census data.

What is the median income in Keene?

The median household income in Keene is $78,183 per year (2023 ACS 5-year estimates).

What is the sales tax in Keene, NH?

The combined state and local sales tax rate in Keene is 0.0%. New Hampshire has no state income tax.

Is Keene, NH affordable?

Yes, Keene is generally considered affordable, with a cost of living index of 85 — about 15% below the US national average of 100.

What is the weather like in Keene?

Keene has average high temperatures of 56.4°F and average lows of 36.4°F. Annual precipitation is 46.4". Data from NOAA 1991–2020 Climate Normals.

Keene at a Glance

Population
22,923
Median Income
$78,183
Home Value
$232,500
Median Rent
$1,275/mo
Unemployment
1.5%
Avg High Temp
56.4°F
Sales Tax
0.0%
View all cities in New Hampshire →
🗺️ County data for New Hampshire

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs