Cost of Living in Swanzey, NH
Population 7,351 · New Hampshire · Data vintage 2023
(100 = US avg)
Swanzey sits on the smaller end of the New Hampshire city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. The labor market has been unusually tight, with unemployment around 2.1% — below most comparable cities in the state.
Located 45 miles west of Manchester, Swanzey falls within that metro's commuting orbit. Median home values run roughly 26% lower than Manchester's $336,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Swanzey
The median home value in Swanzey is $247,300 — 19% below the national median of $305,000. Median rent runs $1,538/month, 17% higher than the national median of $1,314/month. The median household income of $78,045/year is 5% higher than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. New Hampshire charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 56.4°F and lows of 36.4°F. Overall, Swanzey has a cost of living index of 95 versus the US average of 100, meaning it is 5% less expensive.
Swanzey has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 31 | 34 | 42 | 55 | 67 | 75 | 81 | 79 | 71 | 59 | 47 | 36 |
| Low °F | 13 | 14 | 23 | 33 | 44 | 54 | 59 | 57 | 50 | 39 | 30 | 20 |
| Precip" | 3.04 | 2.98 | 3.87 | 3.79 | 3.64 | 4.49 | 4.01 | 3.86 | 4.33 | 4.76 | 3.51 | 4.12 |
Frequently Asked Questions
What is the cost of living in Swanzey, NH?
Swanzey has a cost index of 95 (100 = national average). It is 5% below the national average.
What is average rent in Swanzey, NH?
The median gross rent in Swanzey is $1,538 per month based on 2023 Census data.
What is the average home price in Swanzey?
The median home value in Swanzey is $247,300 according to 2023 Census ACS data.
What is the median income in Swanzey?
The median household income in Swanzey is $78,045 per year (2023 ACS 5-year estimates).
What is the sales tax in Swanzey, NH?
The combined state and local sales tax rate in Swanzey is 0.0%. New Hampshire has no state income tax.
Is Swanzey, NH affordable?
Swanzey is near the national average in terms of cost of living, with an index of 95 (100 = US average).
What is the weather like in Swanzey?
Swanzey has average high temperatures of 56.4°F and average lows of 36.4°F. Annual precipitation is 46.4". Data from NOAA 1991–2020 Climate Normals.
Swanzey at a Glance
- Population
- 7,351
- Median Income
- $78,045
- Home Value
- $247,300
- Median Rent
- $1,538/mo
- Unemployment
- 2.1%
- Avg High Temp
- 56.4°F
- Sales Tax
- 0.0%
Nearby Cities
Explore county-level cost of living data
New Hampshire Rankings
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