Cost of Living in Jaffrey, NH

Population 5,413 · New Hampshire · Data vintage 2023

80
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Jaffrey is a smaller New Hampshire community of around 5000 residents, where median household incomes of $87,527 and housing costs ($245,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 6.7% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Jaffrey is about 35 miles west of Manchester, the nearest large metro. Median home values run roughly 27% lower than Manchester's $336,000.

Cost Overview

Housing 80
Rent 80

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Jaffrey

The median home value in Jaffrey is $244,900 — 20% below the national median of $305,000. Median rent runs $1,051/month, 20% lower than the national median of $1,314/month. The median household income of $87,527/year is 17% higher than the US median of $74,580. The local unemployment rate is 6.7%, above the national average of 4.8%. New Hampshire charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 56.4°F and lows of 36.4°F. Overall, Jaffrey has a cost of living index of 80 versus the US average of 100, meaning it is 20% less expensive.

🏠 Housing

Median Home Value
$244,900
20% below avg
Median Rent
$1,051/mo
20% below avg
Price-to-Rent Ratio
19.4x
Favors buying
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,061
1 BR
$1,180
2 BR
$1,548
3 BR
$2,013
4 BR
$2,052
Owner-occupied 77.8%
Renter-occupied 22.2%

💰 Estimated Monthly Budget

Rent median rent
$1,051
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,665/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.0 min
7% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
5.0%

Commute Mode

Drove alone
84.6%
Carpooled
6.0%
Public transit
0.0%
Walked
2.7%
Bicycle
1.8%
Work from home
5.0%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$87,527
17% above avg
Per Capita Income
$45,287
Unemployment Rate
6.7%
40% above avg
Poverty Rate
3.6%
Labor Force Participation
54.2%

🎓 Education

Bachelor's degree+ 19.4%
Graduate degree 14.9%

👥 Demographics

Median Age 43.8
Male median age 41.9
Female median age 46.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
56.4°F
Avg Low
36.4°F
Annual Precip
46.4"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 313442556775817971594736
Low °F 131423334454595750393020
Precip" 3.042.983.873.793.644.494.013.864.334.763.514.12

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 41 — Good
69.7%
Good air days/yr
125
Max AQI recorded
214
PM2.5 days
149
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

92%
4-Year Graduation Rate
11.3:1
Student-teacher ratio
4
Public schools
1,404
Total enrollment

Frequently Asked Questions

What is the cost of living in Jaffrey, NH?

Jaffrey has a cost index of 80 (100 = national average). It is 20% below the national average.

What is average rent in Jaffrey, NH?

The median gross rent in Jaffrey is $1,051 per month based on 2023 Census data.

What is the average home price in Jaffrey?

The median home value in Jaffrey is $244,900 according to 2023 Census ACS data.

What is the median income in Jaffrey?

The median household income in Jaffrey is $87,527 per year (2023 ACS 5-year estimates).

What is the sales tax in Jaffrey, NH?

The combined state and local sales tax rate in Jaffrey is 0.0%. New Hampshire has no state income tax.

Is Jaffrey, NH affordable?

Yes, Jaffrey is generally considered affordable, with a cost of living index of 80 — about 20% below the US national average of 100.

What is the weather like in Jaffrey?

Jaffrey has average high temperatures of 56.4°F and average lows of 36.4°F. Annual precipitation is 46.4". Data from NOAA 1991–2020 Climate Normals.

Jaffrey at a Glance

Population
5,413
Median Income
$87,527
Home Value
$244,900
Median Rent
$1,051/mo
Unemployment
6.7%
Avg High Temp
56.4°F
Sales Tax
0.0%
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