Cost of Living in Portsmouth, NH

Population 22,332 · New Hampshire · Data vintage 2023

180
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Portsmouth's housing market reflects its status as a high-earning metro: $641,000 for a typical home, 110% above the US median, paired with household incomes around $105,756 that put it in the upper third of the state. The labor market has been unusually tight, with unemployment around 2.1% — below most comparable cities in the state.

Located 35 miles east of Manchester, Portsmouth falls within that metro's commuting orbit. Median home values run roughly 90% higher than Manchester's $336,000.

Cost Overview

Housing 210
Rent 135

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Portsmouth

The median home value in Portsmouth is $640,600 — 110% above the national median of $305,000. Median rent runs $1,778/month, 35% higher than the national median of $1,314/month. The median household income of $105,756/year is 42% higher than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. New Hampshire charges no state income tax, a meaningful advantage for take-home pay. Overall, Portsmouth has a cost of living index of 180 versus the US average of 100, meaning it is 80% more expensive.

🏠 Housing

Median Home Value
$640,600
110% above avg
Zillow Home Value
$775,217
Zillow ZHVI
Median Rent
$1,778/mo
35% above avg
Zillow Rent
$2,717/mo
Zillow ZORI
Price-to-Rent Ratio
30.0x
Favors renting
Property Tax Rate
2.1%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,104
1 BR
$1,180
2 BR
$1,548
3 BR
$2,019
4 BR
$2,140
Owner-occupied 52.1%
Renter-occupied 47.9%

💰 Estimated Monthly Budget

Rent median rent
$1,778
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,392/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
23.8 min
12% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
20.7%

Commute Mode

Drove alone
67.0%
Carpooled
4.3%
Public transit
1.2%
Walked
5.0%
Bicycle
0.5%
Work from home
20.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax (flat) None
Total Sales Tax 0.0%
State rate 0.0%
Avg local rate 0.0%
Property Tax 2.1%

💼 Income & Employment

Median Household Income
$105,756
42% above avg
Per Capita Income
$69,569
Unemployment Rate
2.1%
57% below avg
Poverty Rate
5.5%
Labor Force Participation
66.8%

🎓 Education

Bachelor's degree+ 41.7%
Graduate degree 21.7%

👥 Demographics

Median Age 42.4
Male median age 41.4
Female median age 44.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 40 — Good
75.6%
Good air days/yr
100
Max AQI recorded
126
PM2.5 days
239
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
11.6:1
Student-teacher ratio
6
Public schools
2,634
Total enrollment

Frequently Asked Questions

What is the cost of living in Portsmouth, NH?

Portsmouth has a cost index of 180 (100 = national average). It is 80% above the national average.

What is average rent in Portsmouth, NH?

The median gross rent in Portsmouth is $1,778 per month based on 2023 Census data.

What is the average home price in Portsmouth?

The median home value in Portsmouth is $640,600 according to Zillow and Census data.

What is the median income in Portsmouth?

The median household income in Portsmouth is $105,756 per year (2023 ACS 5-year estimates).

What is the sales tax in Portsmouth, NH?

The combined state and local sales tax rate in Portsmouth is 0.0%. New Hampshire has no state income tax.

Is Portsmouth, NH affordable?

Portsmouth is above average in cost of living, with an index of 180 — about 80% higher than the national average.

Portsmouth at a Glance

Population
22,332
Median Income
$105,756
Home Value
$640,600
Median Rent
$1,778/mo
Unemployment
2.1%
Sales Tax
0.0%
View all cities in New Hampshire →
🗺️ County data for New Hampshire

Explore county-level cost of living data

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