Cost of Living in Atco, NJ

Population 8,037 · New Jersey · Data vintage 2023

86
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Atco is a smaller New Jersey community of around 8000 residents, where median household incomes of $101,976 and housing costs ($262,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. Unemployment has stayed elevated relative to the national figure — 7.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Geographically, Atco sits roughly 20 miles southeast of Philadelphia. Median home values run roughly 13% higher than Philadelphia's $232,000.

Cost Overview

Housing 86

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Atco

The median home value in Atco is $262,200 — 14% below the national median of $305,000. The median household income of $101,976/year is 37% higher than the US median of $74,580. The local unemployment rate is 7.1%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.4°F and lows of 44.5°F. Overall, Atco has a cost of living index of 86 versus the US average of 100, meaning it is 14% less expensive.

🏠 Housing

Median Home Value
$262,200
14% below avg
Zillow Home Value
$348,175
Zillow ZHVI
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 82.6%
Renter-occupied 17.4%

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.8 min
25% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.3%

Commute Mode

Drove alone
81.4%
Carpooled
7.4%
Public transit
0.5%
Walked
0.4%
Work from home
10.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$101,976
37% above avg
Per Capita Income
$46,581
Unemployment Rate
7.1%
48% above avg
Poverty Rate
10.7%
Labor Force Participation
66.6%

🎓 Education

Bachelor's degree+ 17.1%
Graduate degree 8.0%

👥 Demographics

Median Age 46.5
Male median age 43.2
Female median age 50.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.4°F
Avg Low
44.5°F
Annual Precip
42.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414452647382878578665646
Low °F 252633425161666457463629
Precip" 2.972.573.833.372.953.735.194.403.393.672.983.74

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 50 — Good
50.4%
Good air days/yr
211
Max AQI recorded
209
PM2.5 days
149
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

79%
4-Year Graduation Rate
10.9:1
Student-teacher ratio
8
Public schools
4,874
Total enrollment

Frequently Asked Questions

What is the cost of living in Atco, NJ?

Atco has a cost index of 86 (100 = national average). It is 14% below the national average.

What is the average home price in Atco?

The median home value in Atco is $262,200 according to Zillow and Census data.

What is the median income in Atco?

The median household income in Atco is $101,976 per year (2023 ACS 5-year estimates).

What is the sales tax in Atco, NJ?

The combined state and local sales tax rate in Atco is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Atco, NJ affordable?

Yes, Atco is generally considered affordable, with a cost of living index of 86 — about 14% below the US national average of 100.

What is the weather like in Atco?

Atco has average high temperatures of 64.4°F and average lows of 44.5°F. Annual precipitation is 42.8". Data from NOAA 1991–2020 Climate Normals.

Atco at a Glance

Population
8,037
Median Income
$101,976
Home Value
$262,200
Unemployment
7.1%
Avg High Temp
64.4°F
Sales Tax
6.6%
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