Cost of Living in Medford Lakes, NJ

Population 4,267 · New Jersey · Data vintage 2023

137
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Medford Lakes a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $368,000.

Geographically, Medford Lakes sits roughly 20 miles southeast of Philadelphia. Median home values run roughly 58% higher than Philadelphia's $232,000.

Cost Overview

Housing 121
Rent 163

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Medford Lakes

The median home value in Medford Lakes is $368,200 — 21% above the national median of $305,000. Median rent runs $2,136/month, 63% higher than the national median of $1,314/month. The median household income of $151,190/year is 103% higher than the US median of $74,580. The local unemployment rate is 3.6%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.4°F and lows of 44.5°F. Overall, Medford Lakes has a cost of living index of 137 versus the US average of 100, meaning it is 37% more expensive.

🏠 Housing

Median Home Value
$368,200
21% above avg
Zillow Home Value
$73,427
Zillow ZHVI
Median Rent
$2,136/mo
63% above avg
Price-to-Rent Ratio
14.4x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 91.5%
Renter-occupied 8.5%

💰 Estimated Monthly Budget

Rent median rent
$2,136
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,750/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
36.5 min
35% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
15.3%

Commute Mode

Drove alone
82.0%
Carpooled
0.5%
Public transit
1.8%
Work from home
15.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$151,190
103% above avg
Per Capita Income
$61,788
Unemployment Rate
3.6%
25% below avg
Poverty Rate
1.3%
Labor Force Participation
61.9%

🎓 Education

Bachelor's degree+ 31.9%
Graduate degree 28.0%

👥 Demographics

Median Age 46.1
Male median age 46.4
Female median age 44.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.4°F
Avg Low
44.5°F
Annual Precip
42.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414452647382878578665646
Low °F 252633425161666457463629
Precip" 2.972.573.833.372.953.735.194.403.393.672.983.74

Frequently Asked Questions

What is the cost of living in Medford Lakes, NJ?

Medford Lakes has a cost index of 137 (100 = national average). It is 37% above the national average.

What is average rent in Medford Lakes, NJ?

The median gross rent in Medford Lakes is $2,136 per month based on 2023 Census data.

What is the average home price in Medford Lakes?

The median home value in Medford Lakes is $368,200 according to Zillow and Census data.

What is the median income in Medford Lakes?

The median household income in Medford Lakes is $151,190 per year (2023 ACS 5-year estimates).

What is the sales tax in Medford Lakes, NJ?

The combined state and local sales tax rate in Medford Lakes is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Medford Lakes, NJ affordable?

Medford Lakes is above average in cost of living, with an index of 137 — about 37% higher than the national average.

What is the weather like in Medford Lakes?

Medford Lakes has average high temperatures of 64.4°F and average lows of 44.5°F. Annual precipitation is 42.8". Data from NOAA 1991–2020 Climate Normals.

Medford Lakes at a Glance

Population
4,267
Median Income
$151,190
Home Value
$368,200
Median Rent
$2,136/mo
Unemployment
3.6%
Avg High Temp
64.4°F
Sales Tax
6.6%
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Explore county-level cost of living data

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