Cost of Living in Beachwood, NJ

Population 11,002 · New Jersey · Data vintage 2023

129
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Beachwood a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $308,000. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Geographically, Beachwood is about 50 miles east of Philadelphia, the nearest large metro. Median home values run roughly 32% higher than Philadelphia's $232,000.

Cost Overview

Housing 101
Rent 170

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Beachwood

The median home value in Beachwood is $307,500 — 1% above the national median of $305,000. Median rent runs $2,236/month, 70% higher than the national median of $1,314/month. The median household income of $102,043/year is 37% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.4°F and lows of 44.5°F. Overall, Beachwood has a cost of living index of 129 versus the US average of 100, meaning it is 29% more expensive.

🏠 Housing

Median Home Value
$307,500
1% above avg
Zillow Home Value
$456,084
Zillow ZHVI
Median Rent
$2,236/mo
70% above avg
Price-to-Rent Ratio
11.5x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 90.1%
Renter-occupied 9.9%

💰 Estimated Monthly Budget

Rent median rent
$2,236
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,850/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.7 min
29% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
3.9%

Commute Mode

Drove alone
90.7%
Carpooled
3.9%
Public transit
1.0%
Walked
0.3%
Work from home
3.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$102,043
37% above avg
Per Capita Income
$47,446
Unemployment Rate
2.9%
39% below avg
Poverty Rate
5.1%
Labor Force Participation
70.6%

🎓 Education

Bachelor's degree+ 19.8%
Graduate degree 8.5%

👥 Demographics

Median Age 42.1
Male median age 41.5
Female median age 42.6

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.4°F
Avg Low
44.5°F
Annual Precip
42.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 414452647382878578665646
Low °F 252633425161666457463629
Precip" 2.972.573.833.372.953.735.194.403.393.672.983.74

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
71.5%
Good air days/yr
248
Max AQI recorded
200
PM2.5 days
165
Ozone days

Frequently Asked Questions

What is the cost of living in Beachwood, NJ?

Beachwood has a cost index of 129 (100 = national average). It is 29% above the national average.

What is average rent in Beachwood, NJ?

The median gross rent in Beachwood is $2,236 per month based on 2023 Census data.

What is the average home price in Beachwood?

The median home value in Beachwood is $307,500 according to Zillow and Census data.

What is the median income in Beachwood?

The median household income in Beachwood is $102,043 per year (2023 ACS 5-year estimates).

What is the sales tax in Beachwood, NJ?

The combined state and local sales tax rate in Beachwood is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Beachwood, NJ affordable?

Beachwood is above average in cost of living, with an index of 129 — about 29% higher than the national average.

What is the weather like in Beachwood?

Beachwood has average high temperatures of 64.4°F and average lows of 44.5°F. Annual precipitation is 42.8". Data from NOAA 1991–2020 Climate Normals.

Beachwood at a Glance

Population
11,002
Median Income
$102,043
Home Value
$307,500
Median Rent
$2,236/mo
Unemployment
2.9%
Avg High Temp
64.4°F
Sales Tax
6.6%
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🗺️ County data for New Jersey

Explore county-level cost of living data

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