Cost of Living in South Toms River, NJ
Population 3,701 · New Jersey · Data vintage 2023
(100 = US avg)
South Toms River sits on the smaller end of the New Jersey city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. Unemployment has stayed elevated relative to the national figure — 8.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
South Toms River is about 50 miles east of Philadelphia, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 16% higher than Philadelphia's $232,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in South Toms River
The median home value in South Toms River is $269,200 — 12% below the national median of $305,000. Median rent runs $2,019/month, 54% higher than the national median of $1,314/month. The median household income of $101,466/year is 36% higher than the US median of $74,580. The local unemployment rate is 8.0%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.4°F and lows of 44.5°F. Overall, South Toms River has a cost of living index of 114 versus the US average of 100, meaning it is 14% more expensive.
South Toms River has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 41 | 44 | 52 | 64 | 73 | 82 | 87 | 85 | 78 | 66 | 56 | 46 |
| Low °F | 25 | 26 | 33 | 42 | 51 | 61 | 66 | 64 | 57 | 46 | 36 | 29 |
| Precip" | 2.97 | 2.57 | 3.83 | 3.37 | 2.95 | 3.73 | 5.19 | 4.40 | 3.39 | 3.67 | 2.98 | 3.74 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in South Toms River, NJ?
South Toms River has a cost index of 114 (100 = national average). It is 14% above the national average.
What is average rent in South Toms River, NJ?
The median gross rent in South Toms River is $2,019 per month based on 2023 Census data.
What is the average home price in South Toms River?
The median home value in South Toms River is $269,200 according to Zillow and Census data.
What is the median income in South Toms River?
The median household income in South Toms River is $101,466 per year (2023 ACS 5-year estimates).
What is the sales tax in South Toms River, NJ?
The combined state and local sales tax rate in South Toms River is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is South Toms River, NJ affordable?
South Toms River is above average in cost of living, with an index of 114 — about 14% higher than the national average.
What is the weather like in South Toms River?
South Toms River has average high temperatures of 64.4°F and average lows of 44.5°F. Annual precipitation is 42.8". Data from NOAA 1991–2020 Climate Normals.
South Toms River at a Glance
- Population
- 3,701
- Median Income
- $101,466
- Home Value
- $269,200
- Median Rent
- $2,019/mo
- Unemployment
- 8.0%
- Avg High Temp
- 64.4°F
- Sales Tax
- 6.6%
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New Jersey Rankings
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