Cost of Living in Finderne, NJ

Population 5,968 · New Jersey · Data vintage 2023

138
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Finderne is a smaller New Jersey community of around 6000 residents, where median household incomes of $109,348 and housing costs ($392,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Geographically, Finderne sits roughly 20 miles west of Elizabeth. Housing prices track closely with Elizabeth's $394,000 median.

Cost Overview

Housing 128
Rent 153

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Finderne

The median home value in Finderne is $391,700 — 28% above the national median of $305,000. Median rent runs $2,010/month, 53% higher than the national median of $1,314/month. The median household income of $109,348/year is 47% higher than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.6°F and lows of 41.4°F. Overall, Finderne has a cost of living index of 138 versus the US average of 100, meaning it is 38% more expensive.

🏠 Housing

Median Home Value
$391,700
28% above avg
Median Rent
$2,010/mo
53% above avg
Price-to-Rent Ratio
16.2x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 58.2%
Renter-occupied 41.8%

💰 Estimated Monthly Budget

Rent median rent
$2,010
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,624/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.0 min
26% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.7%

Commute Mode

Drove alone
76.7%
Carpooled
5.4%
Public transit
4.6%
Work from home
12.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$109,348
47% above avg
Per Capita Income
$53,751
Unemployment Rate
5.3%
11% above avg
Poverty Rate
7.5%
Labor Force Participation
61.7%

🎓 Education

Bachelor's degree+ 20.4%
Graduate degree 24.2%

👥 Demographics

Median Age 41
Male median age 41
Female median age 41.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.6°F
Avg Low
41.4°F
Annual Precip
45.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394351637381868478665544
Low °F 212230394858636154423326
Precip" 3.162.203.893.593.544.234.935.183.823.673.413.87

Frequently Asked Questions

What is the cost of living in Finderne, NJ?

Finderne has a cost index of 138 (100 = national average). It is 38% above the national average.

What is average rent in Finderne, NJ?

The median gross rent in Finderne is $2,010 per month based on 2023 Census data.

What is the average home price in Finderne?

The median home value in Finderne is $391,700 according to 2023 Census ACS data.

What is the median income in Finderne?

The median household income in Finderne is $109,348 per year (2023 ACS 5-year estimates).

What is the sales tax in Finderne, NJ?

The combined state and local sales tax rate in Finderne is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Finderne, NJ affordable?

Finderne is above average in cost of living, with an index of 138 — about 38% higher than the national average.

What is the weather like in Finderne?

Finderne has average high temperatures of 63.6°F and average lows of 41.4°F. Annual precipitation is 45.5". Data from NOAA 1991–2020 Climate Normals.

Finderne at a Glance

Population
5,968
Median Income
$109,348
Home Value
$391,700
Median Rent
$2,010/mo
Unemployment
5.3%
Avg High Temp
63.6°F
Sales Tax
6.6%
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Explore county-level cost of living data

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