Cost of Living in Somerville, NJ
Population 12,958 · New Jersey · Data vintage 2023
(100 = US avg)
Somerville sits on the smaller end of the New Jersey city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Geographically, Somerville sits roughly 25 miles west of Elizabeth. Housing prices track closely with Elizabeth's $394,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Somerville
The median home value in Somerville is $403,600 — 32% above the national median of $305,000. Median rent runs $1,748/month, 33% higher than the national median of $1,314/month. The median household income of $103,869/year is 39% higher than the US median of $74,580. The local unemployment rate is 4.0%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.6°F and lows of 41.4°F. Overall, Somerville has a cost of living index of 133 versus the US average of 100, meaning it is 33% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 39 | 43 | 51 | 63 | 73 | 81 | 86 | 84 | 78 | 66 | 55 | 44 |
| Low °F | 21 | 22 | 30 | 39 | 48 | 58 | 63 | 61 | 54 | 42 | 33 | 26 |
| Precip" | 3.16 | 2.20 | 3.89 | 3.59 | 3.54 | 4.23 | 4.93 | 5.18 | 3.82 | 3.67 | 3.41 | 3.87 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Somerville, NJ?
Somerville has a cost index of 133 (100 = national average). It is 33% above the national average.
What is average rent in Somerville, NJ?
The median gross rent in Somerville is $1,748 per month based on 2023 Census data.
What is the average home price in Somerville?
The median home value in Somerville is $403,600 according to Zillow and Census data.
What is the median income in Somerville?
The median household income in Somerville is $103,869 per year (2023 ACS 5-year estimates).
What is the sales tax in Somerville, NJ?
The combined state and local sales tax rate in Somerville is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Somerville, NJ affordable?
Somerville is above average in cost of living, with an index of 133 — about 33% higher than the national average.
What is the weather like in Somerville?
Somerville has average high temperatures of 63.6°F and average lows of 41.4°F. Annual precipitation is 45.5". Data from NOAA 1991–2020 Climate Normals.
Somerville at a Glance
- Population
- 12,958
- Median Income
- $103,869
- Home Value
- $403,600
- Median Rent
- $1,748/mo
- Unemployment
- 4.0%
- Avg High Temp
- 63.6°F
- Sales Tax
- 6.6%
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Explore county-level cost of living data
New Jersey Rankings
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