Cost of Living in Hopatcong, NJ
Population 14,470 · New Jersey · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Hopatcong a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $319,000.
Hopatcong is about 25 miles west of Paterson, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Paterson's $335,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Hopatcong
The median home value in Hopatcong is $318,600 — 4% above the national median of $305,000. Median rent runs $1,563/month, 19% higher than the national median of $1,314/month. The median household income of $114,057/year is 53% higher than the US median of $74,580. The local unemployment rate is 3.1%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 60.7°F and lows of 40.2°F. Overall, Hopatcong has a cost of living index of 110 versus the US average of 100, meaning it is 10% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 36 | 39 | 48 | 61 | 71 | 79 | 84 | 82 | 74 | 63 | 52 | 41 |
| Low °F | 19 | 20 | 28 | 38 | 48 | 57 | 62 | 60 | 52 | 42 | 32 | 25 |
| Precip" | 3.27 | 2.83 | 4.07 | 3.78 | 3.83 | 4.54 | 5.06 | 4.85 | 4.32 | 4.64 | 3.43 | 4.18 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Hopatcong, NJ?
Hopatcong has a cost index of 110 (100 = national average). It is 10% above the national average.
What is average rent in Hopatcong, NJ?
The median gross rent in Hopatcong is $1,563 per month based on 2023 Census data.
What is the average home price in Hopatcong?
The median home value in Hopatcong is $318,600 according to Zillow and Census data.
What is the median income in Hopatcong?
The median household income in Hopatcong is $114,057 per year (2023 ACS 5-year estimates).
What is the sales tax in Hopatcong, NJ?
The combined state and local sales tax rate in Hopatcong is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Hopatcong, NJ affordable?
Hopatcong is near the national average in terms of cost of living, with an index of 110 (100 = US average).
What is the weather like in Hopatcong?
Hopatcong has average high temperatures of 60.7°F and average lows of 40.2°F. Annual precipitation is 48.8". Data from NOAA 1991–2020 Climate Normals.
Hopatcong at a Glance
- Population
- 14,470
- Median Income
- $114,057
- Home Value
- $318,600
- Median Rent
- $1,563/mo
- Unemployment
- 3.1%
- Avg High Temp
- 60.7°F
- Sales Tax
- 6.6%
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