Cost of Living in Margate City, NJ

Population 5,260 · New Jersey · Data vintage 2023

169
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Margate City's housing market reflects its status as a high-earning metro: $645,000 for a typical home, 112% above the US median, paired with household incomes around $114,417 that put it in the upper third of the state.

Margate City is about 60 miles southeast of Philadelphia, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 178% higher than Philadelphia's $232,000.

Cost Overview

Housing 212
Rent 104

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Margate City

The median home value in Margate City is $645,200 — 112% above the national median of $305,000. Median rent runs $1,368/month, 4% higher than the national median of $1,314/month. The median household income of $114,417/year is 53% higher than the US median of $74,580. The local unemployment rate is 3.2%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 60.9°F and lows of 50.1°F. Overall, Margate City has a cost of living index of 169 versus the US average of 100, meaning it is 69% more expensive.

🏠 Housing

Median Home Value
$645,200
112% above avg
Zillow Home Value
$520,844
Zillow ZHVI
Median Rent
$1,368/mo
4% above avg
Zillow Rent
$22,833/mo
Zillow ZORI
Price-to-Rent Ratio
39.3x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 89.8%
Renter-occupied 10.3%

💰 Estimated Monthly Budget

Rent median rent
$1,368
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,982/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
31.9 min
18% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.1%

Commute Mode

Drove alone
63.1%
Carpooled
14.0%
Public transit
1.1%
Walked
1.8%
Bicycle
1.9%
Work from home
17.1%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$114,417
53% above avg
Per Capita Income
$85,429
Unemployment Rate
3.2%
33% below avg
Poverty Rate
6.2%
Labor Force Participation
56.6%

🎓 Education

Bachelor's degree+ 29.6%
Graduate degree 30.5%

👥 Demographics

Median Age 57.9
Male median age 57
Female median age 58.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
60.9°F
Avg Low
50.1°F
Annual Precip
43.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 424348576675807974655547
Low °F 303137465565717065544335
Precip" 3.093.274.273.363.103.233.754.133.564.253.444.17

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
74%
Good air days/yr
265
Max AQI recorded
223
PM2.5 days
142
Ozone days

Frequently Asked Questions

What is the cost of living in Margate City, NJ?

Margate City has a cost index of 169 (100 = national average). It is 69% above the national average.

What is average rent in Margate City, NJ?

The median gross rent in Margate City is $1,368 per month based on 2023 Census data.

What is the average home price in Margate City?

The median home value in Margate City is $645,200 according to Zillow and Census data.

What is the median income in Margate City?

The median household income in Margate City is $114,417 per year (2023 ACS 5-year estimates).

What is the sales tax in Margate City, NJ?

The combined state and local sales tax rate in Margate City is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Margate City, NJ affordable?

Margate City is above average in cost of living, with an index of 169 — about 69% higher than the national average.

What is the weather like in Margate City?

Margate City has average high temperatures of 60.9°F and average lows of 50.1°F. Annual precipitation is 43.6". Data from NOAA 1991–2020 Climate Normals.

Margate City at a Glance

Population
5,260
Median Income
$114,417
Home Value
$645,200
Median Rent
$1,368/mo
Unemployment
3.2%
Avg High Temp
60.9°F
Sales Tax
6.6%
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Explore county-level cost of living data

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