Cost of Living in Somers Point, NJ

Population 10,461 · New Jersey · Data vintage 2023

94
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Somers Point a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $278,000. At 9.6%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Geographically, Somers Point is about 55 miles southeast of Philadelphia, the nearest large metro. Median home values run roughly 19% higher than Philadelphia's $232,000.

Cost Overview

Housing 91
Rent 100

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Somers Point

The median home value in Somers Point is $277,500 — 9% below the national median of $305,000. Median rent runs $1,308/month, equal to than the national median of $1,314/month. The median household income of $68,542/year is 8% lower than the US median of $74,580. The local unemployment rate is 9.6%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 65.1°F and lows of 45.1°F, with about 17.4" of annual snowfall. Overall, Somers Point has a cost of living index of 94 versus the US average of 100, meaning it is 6% less expensive.

🏠 Housing

Median Home Value
$277,500
9% below avg
Zillow Home Value
$408,808
Zillow ZHVI
Median Rent
$1,308/mo
0% below avg
Price-to-Rent Ratio
17.7x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 51.1%
Renter-occupied 48.9%

💰 Estimated Monthly Budget

Rent median rent
$1,308
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,922/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
25.0 min
7% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
8.8%

Commute Mode

Drove alone
77.3%
Carpooled
4.5%
Public transit
1.2%
Walked
6.2%
Bicycle
1.2%
Work from home
8.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$68,542
8% below avg
Per Capita Income
$39,692
Unemployment Rate
9.6%
100% above avg
Poverty Rate
11.2%
Labor Force Participation
68.3%

🎓 Education

Bachelor's degree+ 17.6%
Graduate degree 12.9%

👥 Demographics

Median Age 43.5
Male median age 38.9
Female median age 47.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
65.1°F
Avg Low
45.1°F
Annual Precip
46"
Annual Snowfall
17.4"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 434653637382878579685748
Low °F 252633425161676558463729
Precip" 3.383.234.523.323.343.584.474.593.554.143.374.47
Snow" 5.75.92.20.30.00.00.00.00.00.00.13.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 38 — Good
74%
Good air days/yr
265
Max AQI recorded
223
PM2.5 days
142
Ozone days

Frequently Asked Questions

What is the cost of living in Somers Point, NJ?

Somers Point has a cost index of 94 (100 = national average). It is 6% below the national average.

What is average rent in Somers Point, NJ?

The median gross rent in Somers Point is $1,308 per month based on 2023 Census data.

What is the average home price in Somers Point?

The median home value in Somers Point is $277,500 according to Zillow and Census data.

What is the median income in Somers Point?

The median household income in Somers Point is $68,542 per year (2023 ACS 5-year estimates).

What is the sales tax in Somers Point, NJ?

The combined state and local sales tax rate in Somers Point is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Somers Point, NJ affordable?

Somers Point is near the national average in terms of cost of living, with an index of 94 (100 = US average).

What is the weather like in Somers Point?

Somers Point has average high temperatures of 65.1°F and average lows of 45.1°F. Annual precipitation is 46". Average annual snowfall is 17.4". Data from NOAA 1991–2020 Climate Normals.

Somers Point at a Glance

Population
10,461
Median Income
$68,542
Home Value
$277,500
Median Rent
$1,308/mo
Unemployment
9.6%
Avg High Temp
65.1°F
Sales Tax
6.6%
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🗺️ County data for New Jersey

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