Cost of Living in Midland Park, NJ

Population 6,996 · New Jersey · Data vintage 2023

171
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Midland Park sits 92% above the national median — $586,000 for the typical home — but median household incomes near $140,063 (88% above the US figure) soften the blow that similar pricing creates in lower-wage metros. Unemployment has stayed elevated relative to the national figure — 8.0% as of the most recent ACS release — which shows up in household-income and poverty figures as well.

Located 6 miles north of Paterson, Midland Park falls within that metro's commuting orbit. Median home values run roughly 75% higher than Paterson's $335,000.

Cost Overview

Housing 192
Rent 140

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Midland Park

The median home value in Midland Park is $586,200 — 92% above the national median of $305,000. Median rent runs $1,837/month, 40% higher than the national median of $1,314/month. The median household income of $140,063/year is 88% higher than the US median of $74,580. The local unemployment rate is 8.0%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.0°F and lows of 46.7°F. Overall, Midland Park has a cost of living index of 171 versus the US average of 100, meaning it is 71% more expensive.

🏠 Housing

Median Home Value
$586,200
92% above avg
Zillow Home Value
$685,230
Zillow ZHVI
Median Rent
$1,837/mo
40% above avg
Zillow Rent
$3,200/mo
Zillow ZORI
Price-to-Rent Ratio
26.6x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 69.5%
Renter-occupied 30.5%

💰 Estimated Monthly Budget

Rent median rent
$1,837
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,451/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
30.2 min
12% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
17.4%

Commute Mode

Drove alone
70.1%
Carpooled
6.1%
Public transit
4.3%
Walked
1.1%
Work from home
17.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$140,063
88% above avg
Per Capita Income
$73,397
Unemployment Rate
8.0%
67% above avg
Poverty Rate
1.6%
Labor Force Participation
64.5%

🎓 Education

Bachelor's degree+ 33.3%
Graduate degree 21.9%

👥 Demographics

Median Age 42.7
Male median age 40
Female median age 47.3

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.0°F
Avg Low
46.7°F
Annual Precip
46.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578675645
Low °F 262734445363696760483831
Precip" 3.282.824.093.973.944.254.454.254.113.733.304.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
55.9%
Good air days/yr
197
Max AQI recorded
245
PM2.5 days
91
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

97%
4-Year Graduation Rate
9.4:1
Student-teacher ratio
3
Public schools
914
Total enrollment

Frequently Asked Questions

What is the cost of living in Midland Park, NJ?

Midland Park has a cost index of 171 (100 = national average). It is 71% above the national average.

What is average rent in Midland Park, NJ?

The median gross rent in Midland Park is $1,837 per month based on 2023 Census data.

What is the average home price in Midland Park?

The median home value in Midland Park is $586,200 according to Zillow and Census data.

What is the median income in Midland Park?

The median household income in Midland Park is $140,063 per year (2023 ACS 5-year estimates).

What is the sales tax in Midland Park, NJ?

The combined state and local sales tax rate in Midland Park is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Midland Park, NJ affordable?

Midland Park is above average in cost of living, with an index of 171 — about 71% higher than the national average.

What is the weather like in Midland Park?

Midland Park has average high temperatures of 64.0°F and average lows of 46.7°F. Annual precipitation is 46.3". Data from NOAA 1991–2020 Climate Normals.

Midland Park at a Glance

Population
6,996
Median Income
$140,063
Home Value
$586,200
Median Rent
$1,837/mo
Unemployment
8.0%
Avg High Temp
64.0°F
Sales Tax
6.6%
View all cities in New Jersey →
🗺️ County data for New Jersey

Explore county-level cost of living data

Similar Cost Cities

Cities in other states with comparable housing costs