Cost of Living in Milltown, NJ

Population 6,994 · New Jersey · Data vintage 2023

129
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Milltown is a smaller New Jersey community of around 7000 residents, where median household incomes of $119,958 and housing costs ($423,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape.

Milltown sits roughly 20 miles southwest of Elizabeth — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with Elizabeth's $394,000 median.

Cost Overview

Housing 139
Rent 114

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Milltown

The median home value in Milltown is $423,000 — 39% above the national median of $305,000. Median rent runs $1,500/month, 14% higher than the national median of $1,314/month. The median household income of $119,958/year is 61% higher than the US median of $74,580. The local unemployment rate is 4.8%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.6°F and lows of 41.4°F. Overall, Milltown has a cost of living index of 129 versus the US average of 100, meaning it is 29% more expensive.

🏠 Housing

Median Home Value
$423,000
39% above avg
Zillow Home Value
$440,462
Zillow ZHVI
Median Rent
$1,500/mo
14% above avg
Price-to-Rent Ratio
23.5x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 76.0%
Renter-occupied 24.0%

💰 Estimated Monthly Budget

Rent median rent
$1,500
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,114/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
32.2 min
19% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.8%

Commute Mode

Drove alone
80.1%
Carpooled
3.5%
Public transit
4.0%
Walked
0.2%
Work from home
10.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$119,958
61% above avg
Per Capita Income
$53,009
Unemployment Rate
4.8%
1% below avg
Poverty Rate
1.1%
Labor Force Participation
74.2%

🎓 Education

Bachelor's degree+ 32.3%
Graduate degree 10.9%

👥 Demographics

Median Age 40.3
Male median age 36.4
Female median age 44

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.6°F
Avg Low
41.4°F
Annual Precip
45.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 394351637381868478665544
Low °F 212230394858636154423326
Precip" 3.162.203.893.593.544.234.935.183.823.673.413.87

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 44 — Good
62.7%
Good air days/yr
247
Max AQI recorded
194
PM2.5 days
160
Ozone days

Frequently Asked Questions

What is the cost of living in Milltown, NJ?

Milltown has a cost index of 129 (100 = national average). It is 29% above the national average.

What is average rent in Milltown, NJ?

The median gross rent in Milltown is $1,500 per month based on 2023 Census data.

What is the average home price in Milltown?

The median home value in Milltown is $423,000 according to Zillow and Census data.

What is the median income in Milltown?

The median household income in Milltown is $119,958 per year (2023 ACS 5-year estimates).

What is the sales tax in Milltown, NJ?

The combined state and local sales tax rate in Milltown is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Milltown, NJ affordable?

Milltown is above average in cost of living, with an index of 129 — about 29% higher than the national average.

What is the weather like in Milltown?

Milltown has average high temperatures of 63.6°F and average lows of 41.4°F. Annual precipitation is 45.5". Data from NOAA 1991–2020 Climate Normals.

Milltown at a Glance

Population
6,994
Median Income
$119,958
Home Value
$423,000
Median Rent
$1,500/mo
Unemployment
4.8%
Avg High Temp
63.6°F
Sales Tax
6.6%
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Explore county-level cost of living data

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