Cost of Living in North Cape May, NJ

Population 3,577 · New Jersey · Data vintage 2023

104
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

With a median age of 58, North Cape May functions largely as a retirement market. Housing costs — $324,000 for a typical home — anchor most household budgets, and the state's treatment of pension income tends to matter more than wage-driven tax comparisons.

Geographically, North Cape May is about 70 miles south of Philadelphia, the nearest large metro. Median home values run roughly 39% higher than Philadelphia's $232,000.

Cost Overview

Housing 106
Rent 101

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in North Cape May

The median home value in North Cape May is $323,900 — 6% above the national median of $305,000. Median rent runs $1,331/month, 1% higher than the national median of $1,314/month. The median household income of $82,198/year is 10% higher than the US median of $74,580. The local unemployment rate is 5.9%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. Overall, North Cape May has a cost of living index of 104 versus the US average of 100, meaning it is 4% more expensive.

🏠 Housing

Median Home Value
$323,900
6% above avg
Median Rent
$1,331/mo
1% above avg
Price-to-Rent Ratio
20.3x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 77.6%
Renter-occupied 22.4%

💰 Estimated Monthly Budget

Rent median rent
$1,331
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,945/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
17.5 min
35% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
12.5%

Commute Mode

Drove alone
75.9%
Carpooled
5.1%
Public transit
0.9%
Walked
2.0%
Bicycle
0.2%
Work from home
12.5%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$82,198
10% above avg
Per Capita Income
$49,518
Unemployment Rate
5.9%
23% above avg
Poverty Rate
4.7%
Labor Force Participation
57.7%

🎓 Education

Bachelor's degree+ 20.0%
Graduate degree 9.2%

👥 Demographics

Median Age 58.2
Male median age 54.3
Female median age 60.4

Frequently Asked Questions

What is the cost of living in North Cape May, NJ?

North Cape May has a cost index of 104 (100 = national average). It is 4% above the national average.

What is average rent in North Cape May, NJ?

The median gross rent in North Cape May is $1,331 per month based on 2023 Census data.

What is the average home price in North Cape May?

The median home value in North Cape May is $323,900 according to 2023 Census ACS data.

What is the median income in North Cape May?

The median household income in North Cape May is $82,198 per year (2023 ACS 5-year estimates).

What is the sales tax in North Cape May, NJ?

The combined state and local sales tax rate in North Cape May is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is North Cape May, NJ affordable?

North Cape May is near the national average in terms of cost of living, with an index of 104 (100 = US average).

North Cape May at a Glance

Population
3,577
Median Income
$82,198
Home Value
$323,900
Median Rent
$1,331/mo
Unemployment
5.9%
Sales Tax
6.6%
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Explore county-level cost of living data

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