Cost of Living in Ocean Acres, NJ
Population 18,689 · New Jersey · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Ocean Acres a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $359,000.
Ocean Acres is about 50 miles east of Philadelphia, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 55% higher than Philadelphia's $232,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Ocean Acres
The median home value in Ocean Acres is $359,200 — 18% above the national median of $305,000. Median rent runs $2,240/month, 70% higher than the national median of $1,314/month. The median household income of $117,739/year is 58% higher than the US median of $74,580. The local unemployment rate is 5.7%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 65.1°F and lows of 45.1°F, with about 17.4" of annual snowfall. Overall, Ocean Acres has a cost of living index of 139 versus the US average of 100, meaning it is 39% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 43 | 46 | 53 | 63 | 73 | 82 | 87 | 85 | 79 | 68 | 57 | 48 |
| Low °F | 25 | 26 | 33 | 42 | 51 | 61 | 67 | 65 | 58 | 46 | 37 | 29 |
| Precip" | 3.38 | 3.23 | 4.52 | 3.32 | 3.34 | 3.58 | 4.47 | 4.59 | 3.55 | 4.14 | 3.37 | 4.47 |
| Snow" | 5.7 | 5.9 | 2.2 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 3.2 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Ocean Acres, NJ?
Ocean Acres has a cost index of 139 (100 = national average). It is 39% above the national average.
What is average rent in Ocean Acres, NJ?
The median gross rent in Ocean Acres is $2,240 per month based on 2023 Census data.
What is the average home price in Ocean Acres?
The median home value in Ocean Acres is $359,200 according to 2023 Census ACS data.
What is the median income in Ocean Acres?
The median household income in Ocean Acres is $117,739 per year (2023 ACS 5-year estimates).
What is the sales tax in Ocean Acres, NJ?
The combined state and local sales tax rate in Ocean Acres is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Ocean Acres, NJ affordable?
Ocean Acres is above average in cost of living, with an index of 139 — about 39% higher than the national average.
What is the weather like in Ocean Acres?
Ocean Acres has average high temperatures of 65.1°F and average lows of 45.1°F. Annual precipitation is 46". Average annual snowfall is 17.4". Data from NOAA 1991–2020 Climate Normals.
Ocean Acres at a Glance
- Population
- 18,689
- Median Income
- $117,739
- Home Value
- $359,200
- Median Rent
- $2,240/mo
- Unemployment
- 5.7%
- Avg High Temp
- 65.1°F
- Sales Tax
- 6.6%
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