Cost of Living in Mystic Island, NJ
Population 7,616 · New Jersey · Data vintage 2023
(100 = US avg)
The median resident in Mystic Island is 57 years old, well past the national midpoint, giving the city the retail and service mix of a retirement-dominant market. Household-income figures here read differently than in working-age cities: retirement and investment income weigh heavily in the totals.
Geographically, Mystic Island is about 50 miles southeast of Philadelphia, the nearest large metro. Median home values run roughly 25% higher than Philadelphia's $232,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Mystic Island
The median home value in Mystic Island is $290,000 — 5% below the national median of $305,000. Median rent runs $1,786/month, 36% higher than the national median of $1,314/month. The median household income of $71,917/year is 4% lower than the US median of $74,580. The local unemployment rate is 4.2%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 65.1°F and lows of 45.1°F, with about 17.4" of annual snowfall. Overall, Mystic Island has a cost of living index of 111 versus the US average of 100, meaning it is 11% more expensive.
Mystic Island has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 43 | 46 | 53 | 63 | 73 | 82 | 87 | 85 | 79 | 68 | 57 | 48 |
| Low °F | 25 | 26 | 33 | 42 | 51 | 61 | 67 | 65 | 58 | 46 | 37 | 29 |
| Precip" | 3.38 | 3.23 | 4.52 | 3.32 | 3.34 | 3.58 | 4.47 | 4.59 | 3.55 | 4.14 | 3.37 | 4.47 |
| Snow" | 5.7 | 5.9 | 2.2 | 0.3 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 3.2 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Mystic Island, NJ?
Mystic Island has a cost index of 111 (100 = national average). It is 11% above the national average.
What is average rent in Mystic Island, NJ?
The median gross rent in Mystic Island is $1,786 per month based on 2023 Census data.
What is the average home price in Mystic Island?
The median home value in Mystic Island is $290,000 according to 2023 Census ACS data.
What is the median income in Mystic Island?
The median household income in Mystic Island is $71,917 per year (2023 ACS 5-year estimates).
What is the sales tax in Mystic Island, NJ?
The combined state and local sales tax rate in Mystic Island is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Mystic Island, NJ affordable?
Mystic Island is above average in cost of living, with an index of 111 — about 11% higher than the national average.
What is the weather like in Mystic Island?
Mystic Island has average high temperatures of 65.1°F and average lows of 45.1°F. Annual precipitation is 46". Average annual snowfall is 17.4". Data from NOAA 1991–2020 Climate Normals.
Mystic Island at a Glance
- Population
- 7,616
- Median Income
- $71,917
- Home Value
- $290,000
- Median Rent
- $1,786/mo
- Unemployment
- 4.2%
- Avg High Temp
- 65.1°F
- Sales Tax
- 6.6%
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