Cost of Living in Saddle River, NJ
Population 3,358 · New Jersey · Data vintage 2023
(100 = US avg)
At $2 million, the typical home in Saddle River costs about 7× the national median, a premium characteristic of resort and luxury markets rather than primary-residence metros. Unemployment has stayed elevated relative to the national figure — 9.6% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Saddle River sits roughly 8 miles northeast of Paterson — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 496% higher than Paterson's $335,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Saddle River
The median home value in Saddle River is $2,000,001 — 556% above the national median of $305,000. Median rent runs $1,709/month, 30% higher than the national median of $1,314/month. The median household income of $236,985/year is 218% higher than the US median of $74,580. The local unemployment rate is 9.6%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.0°F and lows of 46.7°F. Overall, Saddle River has a cost of living index of 445 versus the US average of 100, meaning it is 345% more expensive.
Saddle River has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 43 | 51 | 63 | 73 | 82 | 87 | 85 | 78 | 67 | 56 | 45 |
| Low °F | 26 | 27 | 34 | 44 | 53 | 63 | 69 | 67 | 60 | 48 | 38 | 31 |
| Precip" | 3.28 | 2.82 | 4.09 | 3.97 | 3.94 | 4.25 | 4.45 | 4.25 | 4.11 | 3.73 | 3.30 | 4.10 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Saddle River, NJ?
Saddle River has a cost index of 445 (100 = national average). It is 345% above the national average.
What is average rent in Saddle River, NJ?
The median gross rent in Saddle River is $1,709 per month based on 2023 Census data.
What is the average home price in Saddle River?
The median home value in Saddle River is $2,000,001 according to Zillow and Census data.
What is the median income in Saddle River?
The median household income in Saddle River is $236,985 per year (2023 ACS 5-year estimates).
What is the sales tax in Saddle River, NJ?
The combined state and local sales tax rate in Saddle River is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Saddle River, NJ affordable?
Saddle River is above average in cost of living, with an index of 445 — about 345% higher than the national average.
What is the weather like in Saddle River?
Saddle River has average high temperatures of 64.0°F and average lows of 46.7°F. Annual precipitation is 46.3". Data from NOAA 1991–2020 Climate Normals.
Saddle River at a Glance
- Population
- 3,358
- Median Income
- $236,985
- Home Value
- $2,000,001
- Median Rent
- $1,709/mo
- Unemployment
- 9.6%
- Avg High Temp
- 64.0°F
- Sales Tax
- 6.6%
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Explore county-level cost of living data
New Jersey Rankings
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