Cost of Living in Woodcliff Lake, NJ

Population 6,097 · New Jersey · Data vintage 2023

257
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Housing in Woodcliff Lake sits 196% above the national median — $902,000 for the typical home — but median household incomes near $211,233 (183% above the US figure) soften the blow that similar pricing creates in lower-wage metros. At 10.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 9 miles northeast of Paterson, Woodcliff Lake falls within that metro's commuting orbit. Median home values run roughly 169% higher than Paterson's $335,000.

Cost Overview

Housing 296
Rent 200

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Woodcliff Lake

The median home value in Woodcliff Lake is $901,800 — 196% above the national median of $305,000. Median rent runs $2,629/month, 100% higher than the national median of $1,314/month. The median household income of $211,233/year is 183% higher than the US median of $74,580. The local unemployment rate is 10.2%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 64.0°F and lows of 46.7°F. Overall, Woodcliff Lake has a cost of living index of 257 versus the US average of 100, meaning it is 157% more expensive.

🏠 Housing

Median Home Value
$901,800
196% above avg
Zillow Home Value
$171,242
Zillow ZHVI
Median Rent
$2,629/mo
100% above avg
Price-to-Rent Ratio
28.6x
Favors renting
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 88.7%
Renter-occupied 11.3%

💰 Estimated Monthly Budget

Rent median rent
$2,629
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,243/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.3 min
23% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
23.9%

Commute Mode

Drove alone
60.1%
Carpooled
4.2%
Public transit
6.3%
Walked
0.7%
Bicycle
4.8%
Work from home
23.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$211,233
183% above avg
Per Capita Income
$79,675
Unemployment Rate
10.2%
112% above avg
Poverty Rate
2.1%
Labor Force Participation
62.3%

🎓 Education

Bachelor's degree+ 46.5%
Graduate degree 30.9%

👥 Demographics

Median Age 45.2
Male median age 48
Female median age 43.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
64.0°F
Avg Low
46.7°F
Annual Precip
46.3"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578675645
Low °F 262734445363696760483831
Precip" 3.282.824.093.973.944.254.454.254.113.733.304.10

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 48 — Good
55.9%
Good air days/yr
197
Max AQI recorded
245
PM2.5 days
91
Ozone days

Frequently Asked Questions

What is the cost of living in Woodcliff Lake, NJ?

Woodcliff Lake has a cost index of 257 (100 = national average). It is 157% above the national average.

What is average rent in Woodcliff Lake, NJ?

The median gross rent in Woodcliff Lake is $2,629 per month based on 2023 Census data.

What is the average home price in Woodcliff Lake?

The median home value in Woodcliff Lake is $901,800 according to Zillow and Census data.

What is the median income in Woodcliff Lake?

The median household income in Woodcliff Lake is $211,233 per year (2023 ACS 5-year estimates).

What is the sales tax in Woodcliff Lake, NJ?

The combined state and local sales tax rate in Woodcliff Lake is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Woodcliff Lake, NJ affordable?

Woodcliff Lake is above average in cost of living, with an index of 257 — about 157% higher than the national average.

What is the weather like in Woodcliff Lake?

Woodcliff Lake has average high temperatures of 64.0°F and average lows of 46.7°F. Annual precipitation is 46.3". Data from NOAA 1991–2020 Climate Normals.

Woodcliff Lake at a Glance

Population
6,097
Median Income
$211,233
Home Value
$901,800
Median Rent
$2,629/mo
Unemployment
10.2%
Avg High Temp
64.0°F
Sales Tax
6.6%
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