Cost of Living in Shrewsbury, NJ

Population 4,162 · New Jersey · Data vintage 2023

245
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Shrewsbury run well above the national baseline, with a median of $736,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $144,500 place the city among the better-paid New Jersey metros.

Shrewsbury sits roughly 25 miles south of New York — close enough that regional housing and labor patterns are shaped largely by the larger market. Housing prices track closely with New York's $752,000 median.

Cost Overview

Housing 241
Rent 251

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Shrewsbury

The median home value in Shrewsbury is $735,900 — 141% above the national median of $305,000. Median rent runs $3,300/month, 151% higher than the national median of $1,314/month. The median household income of $144,500/year is 94% higher than the US median of $74,580. The local unemployment rate is 5.0%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.8°F and lows of 47.1°F, with about 31.5" of annual snowfall. Overall, Shrewsbury has a cost of living index of 245 versus the US average of 100, meaning it is 145% more expensive.

🏠 Housing

Median Home Value
$735,900
141% above avg
Zillow Home Value
$208,330
Zillow ZHVI
Median Rent
$3,300/mo
151% above avg
Price-to-Rent Ratio
18.6x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 84.1%
Renter-occupied 15.9%

💰 Estimated Monthly Budget

Rent median rent
$3,300
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $3,914/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
33.9 min
26% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
22.4%

Commute Mode

Drove alone
68.1%
Carpooled
0.5%
Public transit
7.5%
Walked
1.4%
Work from home
22.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$144,500
94% above avg
Per Capita Income
$71,092
Unemployment Rate
5.0%
4% above avg
Poverty Rate
3.6%
Labor Force Participation
56.7%

🎓 Education

Bachelor's degree+ 35.6%
Graduate degree 29.4%

👥 Demographics

Median Age 42
Male median age 41.8
Female median age 42.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.8°F
Avg Low
47.1°F
Annual Precip
46.6"
Annual Snowfall
31.5"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637382878578665545
Low °F 262734445464696861493931
Precip" 3.422.984.133.873.974.344.664.153.823.793.334.14
Snow" 9.110.15.60.50.00.00.00.00.00.20.65.4

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
85%
Good air days/yr
140
Max AQI recorded
0
PM2.5 days
247
Ozone days

Frequently Asked Questions

What is the cost of living in Shrewsbury, NJ?

Shrewsbury has a cost index of 245 (100 = national average). It is 145% above the national average.

What is average rent in Shrewsbury, NJ?

The median gross rent in Shrewsbury is $3,300 per month based on 2023 Census data.

What is the average home price in Shrewsbury?

The median home value in Shrewsbury is $735,900 according to Zillow and Census data.

What is the median income in Shrewsbury?

The median household income in Shrewsbury is $144,500 per year (2023 ACS 5-year estimates).

What is the sales tax in Shrewsbury, NJ?

The combined state and local sales tax rate in Shrewsbury is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Shrewsbury, NJ affordable?

Shrewsbury is above average in cost of living, with an index of 245 — about 145% higher than the national average.

What is the weather like in Shrewsbury?

Shrewsbury has average high temperatures of 63.8°F and average lows of 47.1°F. Annual precipitation is 46.6". Average annual snowfall is 31.5". Data from NOAA 1991–2020 Climate Normals.

Shrewsbury at a Glance

Population
4,162
Median Income
$144,500
Home Value
$735,900
Median Rent
$3,300/mo
Unemployment
5.0%
Avg High Temp
63.8°F
Sales Tax
6.6%
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