Cost of Living in Totowa, NJ
Population 10,919 · New Jersey · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Totowa a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $508,000.
Geographically, Totowa is part of the immediate Paterson metro area. Median home values run roughly 51% higher than Paterson's $335,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Totowa
The median home value in Totowa is $507,700 — 66% above the national median of $305,000. Median rent runs $1,703/month, 30% higher than the national median of $1,314/month. The median household income of $114,177/year is 53% higher than the US median of $74,580. The local unemployment rate is 4.5%, below the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 62.4°F and lows of 43.8°F. Overall, Totowa has a cost of living index of 152 versus the US average of 100, meaning it is 52% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 38 | 41 | 49 | 62 | 72 | 81 | 85 | 84 | 76 | 65 | 53 | 43 |
| Low °F | 23 | 24 | 31 | 41 | 51 | 60 | 66 | 64 | 57 | 45 | 35 | 28 |
| Precip" | 3.04 | 2.55 | 4.07 | 3.71 | 3.39 | 4.27 | 4.33 | 4.49 | 3.72 | 3.97 | 3.30 | 4.04 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Totowa, NJ?
Totowa has a cost index of 152 (100 = national average). It is 52% above the national average.
What is average rent in Totowa, NJ?
The median gross rent in Totowa is $1,703 per month based on 2023 Census data.
What is the average home price in Totowa?
The median home value in Totowa is $507,700 according to Zillow and Census data.
What is the median income in Totowa?
The median household income in Totowa is $114,177 per year (2023 ACS 5-year estimates).
What is the sales tax in Totowa, NJ?
The combined state and local sales tax rate in Totowa is 6.6%. The New Jersey state income tax top rate is 10.8%.
Is Totowa, NJ affordable?
Totowa is above average in cost of living, with an index of 152 — about 52% higher than the national average.
What is the weather like in Totowa?
Totowa has average high temperatures of 62.4°F and average lows of 43.8°F. Annual precipitation is 44.9". Data from NOAA 1991–2020 Climate Normals.
Totowa at a Glance
- Population
- 10,919
- Median Income
- $114,177
- Home Value
- $507,700
- Median Rent
- $1,703/mo
- Unemployment
- 4.5%
- Avg High Temp
- 62.4°F
- Sales Tax
- 6.6%
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