Cost of Living in Yardville, NJ

Population 6,266 · New Jersey · Data vintage 2023

113
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Yardville is a smaller New Jersey community of around 6000 residents, where median household incomes of $100,776 and housing costs ($326,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. At 10.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Yardville is about 30 miles east of Philadelphia, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 40% higher than Philadelphia's $232,000.

Cost Overview

Housing 107
Rent 123

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Yardville

The median home value in Yardville is $326,400 — 7% above the national median of $305,000. Median rent runs $1,614/month, 23% higher than the national median of $1,314/month. The median household income of $100,776/year is 35% higher than the US median of $74,580. The local unemployment rate is 10.3%, above the national average of 4.8%. New Jersey's top state income tax rate is 10.8% and the combined sales tax is 6.6%. The climate averages highs of 63.4°F and lows of 44.8°F, with about 26.6" of annual snowfall. Overall, Yardville has a cost of living index of 113 versus the US average of 100, meaning it is 13% more expensive.

🏠 Housing

Median Home Value
$326,400
7% above avg
Median Rent
$1,614/mo
23% above avg
Price-to-Rent Ratio
16.9x
Favors buying
Property Tax Rate
2.5%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$1,474
1 BR
$1,654
2 BR
$2,040
3 BR
$2,550
4 BR
$2,885
Owner-occupied 76.4%
Renter-occupied 23.6%

💰 Estimated Monthly Budget

Rent median rent
$1,614
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,228/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
34.5 min
28% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.3%

Commute Mode

Drove alone
83.6%
Carpooled
1.2%
Public transit
1.4%
Work from home
10.3%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.8%
Total Sales Tax 6.6%
State rate 6.6%
Avg local rate -0.0%
Property Tax 2.5%

💼 Income & Employment

Median Household Income
$100,776
35% above avg
Per Capita Income
$46,726
Unemployment Rate
10.3%
115% above avg
Poverty Rate
13.1%
Labor Force Participation
60.0%

🎓 Education

Bachelor's degree+ 25.6%
Graduate degree 6.3%

👥 Demographics

Median Age 46.5
Male median age 40.3
Female median age 54.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.4°F
Avg Low
44.8°F
Annual Precip
45.6"
Annual Snowfall
26.6"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404351637281868477665544
Low °F 242633425261676558463629
Precip" 3.292.654.003.633.994.354.424.224.053.793.204.04
Snow" 8.28.74.00.50.00.00.00.00.00.10.54.6

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 49 — Good
53.2%
Good air days/yr
244
Max AQI recorded
242
PM2.5 days
123
Ozone days

Frequently Asked Questions

What is the cost of living in Yardville, NJ?

Yardville has a cost index of 113 (100 = national average). It is 13% above the national average.

What is average rent in Yardville, NJ?

The median gross rent in Yardville is $1,614 per month based on 2023 Census data.

What is the average home price in Yardville?

The median home value in Yardville is $326,400 according to 2023 Census ACS data.

What is the median income in Yardville?

The median household income in Yardville is $100,776 per year (2023 ACS 5-year estimates).

What is the sales tax in Yardville, NJ?

The combined state and local sales tax rate in Yardville is 6.6%. The New Jersey state income tax top rate is 10.8%.

Is Yardville, NJ affordable?

Yardville is above average in cost of living, with an index of 113 — about 13% higher than the national average.

What is the weather like in Yardville?

Yardville has average high temperatures of 63.4°F and average lows of 44.8°F. Annual precipitation is 45.6". Average annual snowfall is 26.6". Data from NOAA 1991–2020 Climate Normals.

Yardville at a Glance

Population
6,266
Median Income
$100,776
Home Value
$326,400
Median Rent
$1,614/mo
Unemployment
10.3%
Avg High Temp
63.4°F
Sales Tax
6.6%
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