Cost of Living in Fernley, NV
Population 23,631 · Nevada · Data vintage 2023
(100 = US avg)
Fernley sits on the smaller end of the Nevada city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.
Geographically, Fernley is about 30 miles east of Sparks, the nearest large metro. Median home values run roughly 23% lower than Sparks' $456,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Fernley
The median home value in Fernley is $352,600 — 16% above the national median of $305,000. Median rent runs $1,463/month, 11% higher than the national median of $1,314/month. The median household income of $87,991/year is 18% higher than the US median of $74,580. The local unemployment rate is 4.4%, below the national average of 4.8%. Nevada charges no state income tax, a meaningful advantage for take-home pay. The climate averages highs of 69.9°F and lows of 37.6°F. Overall, Fernley has a cost of living index of 114 versus the US average of 100, meaning it is 14% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 47 | 53 | 61 | 67 | 76 | 87 | 96 | 94 | 85 | 71 | 56 | 46 |
| Low °F | 22 | 25 | 31 | 35 | 44 | 51 | 58 | 55 | 48 | 36 | 26 | 20 |
| Precip" | 0.51 | 0.45 | 0.49 | 0.49 | 0.86 | 0.41 | 0.14 | 0.09 | 0.24 | 0.37 | 0.47 | 0.42 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Fernley, NV?
Fernley has a cost index of 114 (100 = national average). It is 14% above the national average.
What is average rent in Fernley, NV?
The median gross rent in Fernley is $1,463 per month based on 2023 Census data.
What is the average home price in Fernley?
The median home value in Fernley is $352,600 according to Zillow and Census data.
What is the median income in Fernley?
The median household income in Fernley is $87,991 per year (2023 ACS 5-year estimates).
What is the sales tax in Fernley, NV?
The combined state and local sales tax rate in Fernley is 8.2%. Nevada has no state income tax.
Is Fernley, NV affordable?
Fernley is above average in cost of living, with an index of 114 — about 14% higher than the national average.
What is the weather like in Fernley?
Fernley has average high temperatures of 69.9°F and average lows of 37.6°F. Annual precipitation is 4.9". Data from NOAA 1991–2020 Climate Normals.
Fernley at a Glance
- Population
- 23,631
- Median Income
- $87,991
- Home Value
- $352,600
- Median Rent
- $1,463/mo
- Unemployment
- 4.4%
- Avg High Temp
- 69.9°F
- Sales Tax
- 8.2%
Nearby Cities
Explore county-level cost of living data
Nevada Rankings
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