Cost of Living in Albion, NY
Population 5,495 · New York · Data vintage 2023
(100 = US avg)
Household incomes in Albion run well below national norms — a median of $45,474 versus the $74,580 US figure. Housing costs partially offset that gap (typical home values around $81,000). A poverty rate near 23% adds context to the income figures — well above the US average, and worth factoring into any comparison with cities on the coasts or in the Rockies.
Albion is about 30 miles west of Rochester, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 33% lower than Rochester's $121,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Albion
The median home value in Albion is $81,300 — 73% below the national median of $305,000. Median rent runs $914/month, 30% lower than the national median of $1,314/month. The median household income of $45,474/year is 39% lower than the US median of $74,580. The local unemployment rate is 10.8%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 58.5°F and lows of 40.6°F, with about 102" of annual snowfall. Overall, Albion has a cost of living index of 44 versus the US average of 100, meaning it is 56% less expensive.
Albion has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 33 | 35 | 44 | 57 | 69 | 78 | 83 | 81 | 74 | 61 | 49 | 39 |
| Low °F | 19 | 20 | 27 | 37 | 48 | 57 | 62 | 61 | 54 | 43 | 34 | 25 |
| Precip" | 2.55 | 2.13 | 2.49 | 2.99 | 2.86 | 3.37 | 3.56 | 3.31 | 3.18 | 3.22 | 2.76 | 2.67 |
| Snow" | 27.4 | 23.1 | 17.9 | 3.0 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 8.1 | 22.3 |
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Albion, NY?
Albion has a cost index of 44 (100 = national average). It is 56% below the national average.
What is average rent in Albion, NY?
The median gross rent in Albion is $914 per month based on 2023 Census data.
What is the average home price in Albion?
The median home value in Albion is $81,300 according to 2023 Census ACS data.
What is the median income in Albion?
The median household income in Albion is $45,474 per year (2023 ACS 5-year estimates).
What is the sales tax in Albion, NY?
The combined state and local sales tax rate in Albion is 8.5%. The New York state income tax top rate is 10.9%.
Is Albion, NY affordable?
Yes, Albion is generally considered affordable, with a cost of living index of 44 — about 56% below the US national average of 100.
What is the weather like in Albion?
Albion has average high temperatures of 58.5°F and average lows of 40.6°F. Annual precipitation is 35.1". Average annual snowfall is 102". Data from NOAA 1991–2020 Climate Normals.
Albion at a Glance
- Population
- 5,495
- Median Income
- $45,474
- Home Value
- $81,300
- Median Rent
- $914/mo
- Unemployment
- 10.8%
- Avg High Temp
- 58.5°F
- Sales Tax
- 8.5%
Explore county-level cost of living data
New York Rankings
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