Cost of Living in Hamlin, NY

Population 5,041 · New York · Data vintage 2023

53
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Hamlin offers a notably favorable income-to-housing ratio for its region. The typical home — $131,000 — costs less than 1.9 times median household income of $69,142, a threshold many coastal markets passed a decade ago. At 6.3%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.

Located 20 miles northwest of Rochester, Hamlin falls within that metro's commuting orbit. Median home values run roughly 9% higher than Rochester's $121,000.

Cost Overview

Housing 43
Rent 67

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Hamlin

The median home value in Hamlin is $131,300 — 57% below the national median of $305,000. Median rent runs $882/month, 33% lower than the national median of $1,314/month. The median household income of $69,142/year is 7% lower than the US median of $74,580. The local unemployment rate is 6.3%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 58.5°F and lows of 40.6°F, with about 102" of annual snowfall. Overall, Hamlin has a cost of living index of 53 versus the US average of 100, meaning it is 47% less expensive.

🏠 Housing

Median Home Value
$131,300
57% below avg
Zillow Home Value
$138,498
Zillow ZHVI
Median Rent
$882/mo
33% below avg
Price-to-Rent Ratio
12.4x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 84.6%
Renter-occupied 15.4%

💰 Estimated Monthly Budget

Rent median rent
$882
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,496/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
28.2 min
4% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
11.9%

Commute Mode

Drove alone
81.1%
Carpooled
7.0%
Work from home
11.9%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$69,142
7% below avg
Per Capita Income
$34,194
Unemployment Rate
6.3%
31% above avg
Poverty Rate
12.3%
Labor Force Participation
59.9%

🎓 Education

Bachelor's degree+ 14.3%
Graduate degree 7.5%

👥 Demographics

Median Age 35.8
Male median age 32.7
Female median age 42.5

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
58.5°F
Avg Low
40.6°F
Annual Precip
35.1"
Annual Snowfall
102"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333544576978838174614939
Low °F 192027374857626154433425
Precip" 2.552.132.492.992.863.373.563.313.183.222.762.67
Snow" 27.423.117.93.00.10.00.00.00.00.18.122.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 42 — Good
64.9%
Good air days/yr
176
Max AQI recorded
237
PM2.5 days
128
Ozone days

Frequently Asked Questions

What is the cost of living in Hamlin, NY?

Hamlin has a cost index of 53 (100 = national average). It is 47% below the national average.

What is average rent in Hamlin, NY?

The median gross rent in Hamlin is $882 per month based on 2023 Census data.

What is the average home price in Hamlin?

The median home value in Hamlin is $131,300 according to Zillow and Census data.

What is the median income in Hamlin?

The median household income in Hamlin is $69,142 per year (2023 ACS 5-year estimates).

What is the sales tax in Hamlin, NY?

The combined state and local sales tax rate in Hamlin is 8.5%. The New York state income tax top rate is 10.9%.

Is Hamlin, NY affordable?

Yes, Hamlin is generally considered affordable, with a cost of living index of 53 — about 47% below the US national average of 100.

What is the weather like in Hamlin?

Hamlin has average high temperatures of 58.5°F and average lows of 40.6°F. Annual precipitation is 35.1". Average annual snowfall is 102". Data from NOAA 1991–2020 Climate Normals.

Hamlin at a Glance

Population
5,041
Median Income
$69,142
Home Value
$131,300
Median Rent
$882/mo
Unemployment
6.3%
Avg High Temp
58.5°F
Sales Tax
8.5%
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