Cost of Living in Ballston Spa, NY
Population 5,080 · New York · Data vintage 2023
(100 = US avg)
Under 25,000 residents gives Ballston Spa a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $282,000. An unemployment rate of 2.7% points to a labor market well on the tight side of the national distribution.
Located 25 miles north of Albany, Ballston Spa falls within that metro's commuting orbit. Median home values run roughly 26% higher than Albany's $223,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Ballston Spa
The median home value in Ballston Spa is $281,600 — 8% below the national median of $305,000. Median rent runs $1,075/month, 18% lower than the national median of $1,314/month. The median household income of $82,341/year is 10% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.4°F and lows of 39.4°F, with about 59.2" of annual snowfall. Overall, Ballston Spa has a cost of living index of 88 versus the US average of 100, meaning it is 12% less expensive.
Ballston Spa has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 33 | 36 | 45 | 59 | 71 | 79 | 84 | 82 | 74 | 62 | 49 | 38 |
| Low °F | 16 | 18 | 26 | 37 | 48 | 57 | 62 | 61 | 53 | 41 | 32 | 23 |
| Precip" | 2.60 | 2.28 | 3.09 | 3.11 | 3.41 | 4.05 | 4.55 | 3.76 | 3.73 | 3.85 | 2.99 | 3.26 |
| Snow" | 15.6 | 13.7 | 12.0 | 1.6 | 0.1 | 0.0 | 0.0 | 0.0 | 0.0 | 0.3 | 2.6 | 13.3 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Ballston Spa, NY?
Ballston Spa has a cost index of 88 (100 = national average). It is 12% below the national average.
What is average rent in Ballston Spa, NY?
The median gross rent in Ballston Spa is $1,075 per month based on 2023 Census data.
What is the average home price in Ballston Spa?
The median home value in Ballston Spa is $281,600 according to Zillow and Census data.
What is the median income in Ballston Spa?
The median household income in Ballston Spa is $82,341 per year (2023 ACS 5-year estimates).
What is the sales tax in Ballston Spa, NY?
The combined state and local sales tax rate in Ballston Spa is 8.5%. The New York state income tax top rate is 10.9%.
Is Ballston Spa, NY affordable?
Yes, Ballston Spa is generally considered affordable, with a cost of living index of 88 — about 12% below the US national average of 100.
What is the weather like in Ballston Spa?
Ballston Spa has average high temperatures of 59.4°F and average lows of 39.4°F. Annual precipitation is 40.7". Average annual snowfall is 59.2". Data from NOAA 1991–2020 Climate Normals.
Ballston Spa at a Glance
- Population
- 5,080
- Median Income
- $82,341
- Home Value
- $281,600
- Median Rent
- $1,075/mo
- Unemployment
- 2.7%
- Avg High Temp
- 59.4°F
- Sales Tax
- 8.5%
Nearby Cities
Explore county-level cost of living data
New York Rankings
Similar Cost Cities
Cities in other states with comparable housing costs