Cost of Living in Milton CDP (Saratoga County), NY

Population 4,353 · New York · Data vintage 2023

122
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Under 25,000 residents gives Milton CDP (Saratoga County) a small-town character that shows up in every data point below — from the commute patterns to the rental inventory. A typical home runs $330,000.

Located 25 miles north of Albany, Milton CDP (Saratoga County) falls within that metro's commuting orbit. Median home values run roughly 48% higher than Albany's $223,000.

Cost Overview

Housing 108
Rent 143

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Milton CDP (Saratoga County)

The median home value in Milton CDP (Saratoga County) is $330,100 — 8% above the national median of $305,000. Median rent runs $1,881/month, 43% higher than the national median of $1,314/month. The median household income of $103,680/year is 39% higher than the US median of $74,580. The local unemployment rate is 3.8%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 59.4°F and lows of 39.4°F, with about 59.2" of annual snowfall. Overall, Milton CDP (Saratoga County) has a cost of living index of 122 versus the US average of 100, meaning it is 22% more expensive.

🏠 Housing

Median Home Value
$330,100
8% above avg
Median Rent
$1,881/mo
43% above avg
Price-to-Rent Ratio
14.6x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 67.4%
Renter-occupied 32.6%

💰 Estimated Monthly Budget

Rent median rent
$1,881
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,495/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
26.0 min
4% below avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.7%

Commute Mode

Drove alone
74.4%
Carpooled
13.9%
Public transit
0.2%
Walked
0.2%
Work from home
10.7%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$103,680
39% above avg
Per Capita Income
$50,685
Unemployment Rate
3.8%
21% below avg
Poverty Rate
2.3%
Labor Force Participation
62.2%

🎓 Education

Bachelor's degree+ 20.4%
Graduate degree 15.1%

👥 Demographics

Median Age 47.2
Male median age 46.4
Female median age 48.2

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
59.4°F
Avg Low
39.4°F
Annual Precip
40.7"
Annual Snowfall
59.2"
10° 30° 50° 70° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 333645597179848274624938
Low °F 161826374857626153413223
Precip" 2.602.283.093.113.414.054.553.763.733.852.993.26
Snow" 15.613.712.01.60.10.00.00.00.00.32.613.3

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
96.4%
Good air days/yr
122
Max AQI recorded
0
PM2.5 days
365
Ozone days

Frequently Asked Questions

What is the cost of living in Milton CDP (Saratoga County), NY?

Milton CDP (Saratoga County) has a cost index of 122 (100 = national average). It is 22% above the national average.

What is average rent in Milton CDP (Saratoga County), NY?

The median gross rent in Milton CDP (Saratoga County) is $1,881 per month based on 2023 Census data.

What is the average home price in Milton CDP (Saratoga County)?

The median home value in Milton CDP (Saratoga County) is $330,100 according to 2023 Census ACS data.

What is the median income in Milton CDP (Saratoga County)?

The median household income in Milton CDP (Saratoga County) is $103,680 per year (2023 ACS 5-year estimates).

What is the sales tax in Milton CDP (Saratoga County), NY?

The combined state and local sales tax rate in Milton CDP (Saratoga County) is 8.5%. The New York state income tax top rate is 10.9%.

Is Milton CDP (Saratoga County), NY affordable?

Milton CDP (Saratoga County) is above average in cost of living, with an index of 122 — about 22% higher than the national average.

What is the weather like in Milton CDP (Saratoga County)?

Milton CDP (Saratoga County) has average high temperatures of 59.4°F and average lows of 39.4°F. Annual precipitation is 40.7". Average annual snowfall is 59.2". Data from NOAA 1991–2020 Climate Normals.

Milton CDP (Saratoga County) at a Glance

Population
4,353
Median Income
$103,680
Home Value
$330,100
Median Rent
$1,881/mo
Unemployment
3.8%
Avg High Temp
59.4°F
Sales Tax
8.5%
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Explore county-level cost of living data

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