Cost of Living in Carthage, NY

Population 3,546 · New York · Data vintage 2023

54
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Carthage sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Located 70 miles northeast of Syracuse, Carthage is far enough out that local conditions diverge meaningfully from the big-metro baseline. Housing prices track closely with Syracuse's $125,000 median.

Cost Overview

Housing 41
Rent 73

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Carthage

The median home value in Carthage is $126,300 — 59% below the national median of $305,000. Median rent runs $959/month, 27% lower than the national median of $1,314/month. The median household income of $58,356/year is 22% lower than the US median of $74,580. The local unemployment rate is 5.3%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 55.4°F and lows of 35.2°F. Overall, Carthage has a cost of living index of 54 versus the US average of 100, meaning it is 46% less expensive.

🏠 Housing

Median Home Value
$126,300
59% below avg
Zillow Home Value
$189,709
Zillow ZHVI
Median Rent
$959/mo
27% below avg
Price-to-Rent Ratio
11.0x
Favors buying
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 49.0%
Renter-occupied 51.0%

💰 Estimated Monthly Budget

Rent median rent
$959
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $1,573/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
29.4 min
9% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
2.2%

Commute Mode

Drove alone
76.3%
Carpooled
16.1%
Public transit
0.5%
Walked
3.1%
Work from home
2.2%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$58,356
22% below avg
Per Capita Income
$27,859
Unemployment Rate
5.3%
11% above avg
Poverty Rate
18.6%
Labor Force Participation
57.3%

🎓 Education

Bachelor's degree+ 16.8%
Graduate degree 2.2%

👥 Demographics

Median Age 27.8
Male median age 27.3
Female median age 30

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
55.4°F
Avg Low
35.2°F
Annual Precip
37.1"
10° 28° 45° 63° 80° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 303140546675797871584736
Low °F 101121334453595749393019
Precip" 2.862.182.373.072.973.093.013.203.564.223.403.14

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 33 — Good
95%
Good air days/yr
101
Max AQI recorded
0
PM2.5 days
362
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

89%
4-Year Graduation Rate
10.6:1
Student-teacher ratio
5
Public schools
3,072
Total enrollment

Frequently Asked Questions

What is the cost of living in Carthage, NY?

Carthage has a cost index of 54 (100 = national average). It is 46% below the national average.

What is average rent in Carthage, NY?

The median gross rent in Carthage is $959 per month based on 2023 Census data.

What is the average home price in Carthage?

The median home value in Carthage is $126,300 according to Zillow and Census data.

What is the median income in Carthage?

The median household income in Carthage is $58,356 per year (2023 ACS 5-year estimates).

What is the sales tax in Carthage, NY?

The combined state and local sales tax rate in Carthage is 8.5%. The New York state income tax top rate is 10.9%.

Is Carthage, NY affordable?

Yes, Carthage is generally considered affordable, with a cost of living index of 54 — about 46% below the US national average of 100.

What is the weather like in Carthage?

Carthage has average high temperatures of 55.4°F and average lows of 35.2°F. Annual precipitation is 37.1". Data from NOAA 1991–2020 Climate Normals.

Carthage at a Glance

Population
3,546
Median Income
$58,356
Home Value
$126,300
Median Rent
$959/mo
Unemployment
5.3%
Avg High Temp
55.4°F
Sales Tax
8.5%
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