Cost of Living in Cold Spring Harbor, NY
Population 3,123 · New York · Data vintage 2023
(100 = US avg)
Housing prices in Cold Spring Harbor cluster toward the top of the US distribution — a median of $1.5 million, roughly 5 times the national figure, consistent with markets dominated by nonresident and vacation-home buyers. An unemployment rate of 2.1% points to a labor market well on the tight side of the national distribution.
Geographically, Cold Spring Harbor sits roughly 15 miles southeast of Stamford. Median home values run roughly 139% higher than Stamford's $614,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Cold Spring Harbor
The median home value in Cold Spring Harbor is $1,466,800 — 381% above the national median of $305,000. The median household income of $250,001/year is 235% higher than the US median of $74,580. The local unemployment rate is 2.1%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 45.9°F. Overall, Cold Spring Harbor has a cost of living index of 481 versus the US average of 100, meaning it is 381% more expensive.
Cold Spring Harbor has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 39 | 41 | 48 | 58 | 68 | 77 | 83 | 82 | 75 | 64 | 53 | 44 |
| Low °F | 25 | 26 | 33 | 42 | 51 | 61 | 68 | 67 | 60 | 48 | 38 | 31 |
| Precip" | 2.69 | 2.03 | 3.46 | 3.61 | 3.18 | 3.45 | 3.05 | 3.25 | 3.66 | 3.37 | 2.93 | 3.60 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Cold Spring Harbor, NY?
Cold Spring Harbor has a cost index of 481 (100 = national average). It is 381% above the national average.
What is the average home price in Cold Spring Harbor?
The median home value in Cold Spring Harbor is $1,466,800 according to Zillow and Census data.
What is the median income in Cold Spring Harbor?
The median household income in Cold Spring Harbor is $250,001 per year (2023 ACS 5-year estimates).
What is the sales tax in Cold Spring Harbor, NY?
The combined state and local sales tax rate in Cold Spring Harbor is 8.5%. The New York state income tax top rate is 10.9%.
Is Cold Spring Harbor, NY affordable?
Cold Spring Harbor is above average in cost of living, with an index of 481 — about 381% higher than the national average.
What is the weather like in Cold Spring Harbor?
Cold Spring Harbor has average high temperatures of 61.1°F and average lows of 45.9°F. Annual precipitation is 38.3". Data from NOAA 1991–2020 Climate Normals.
Cold Spring Harbor at a Glance
- Population
- 3,123
- Median Income
- $250,001
- Home Value
- $1,466,800
- Unemployment
- 2.1%
- Avg High Temp
- 61.1°F
- Sales Tax
- 8.5%
Nearby Cities
Explore county-level cost of living data
New York Rankings
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