Cost of Living in Lloyd Harbor, NY
Population 3,570 · New York · Data vintage 2023
(100 = US avg)
At $1.5 million, the typical home in Lloyd Harbor costs about 5× the national median, a premium characteristic of resort and luxury markets rather than primary-residence metros. An unemployment rate of 0.8% points to a labor market well on the tight side of the national distribution.
Geographically, Lloyd Harbor sits roughly 12 miles southeast of Stamford. Median home values run roughly 137% higher than Stamford's $614,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Lloyd Harbor
The median home value in Lloyd Harbor is $1,458,800 — 378% above the national median of $305,000. Median rent runs $1,738/month, 32% higher than the national median of $1,314/month. The median household income of $242,434/year is 225% higher than the US median of $74,580. The local unemployment rate is 0.8%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. Overall, Lloyd Harbor has a cost of living index of 340 versus the US average of 100, meaning it is 240% more expensive.
Lloyd Harbor has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Lloyd Harbor, NY?
Lloyd Harbor has a cost index of 340 (100 = national average). It is 240% above the national average.
What is average rent in Lloyd Harbor, NY?
The median gross rent in Lloyd Harbor is $1,738 per month based on 2023 Census data.
What is the average home price in Lloyd Harbor?
The median home value in Lloyd Harbor is $1,458,800 according to Zillow and Census data.
What is the median income in Lloyd Harbor?
The median household income in Lloyd Harbor is $242,434 per year (2023 ACS 5-year estimates).
What is the sales tax in Lloyd Harbor, NY?
The combined state and local sales tax rate in Lloyd Harbor is 8.5%. The New York state income tax top rate is 10.9%.
Is Lloyd Harbor, NY affordable?
Lloyd Harbor is above average in cost of living, with an index of 340 — about 240% higher than the national average.
Lloyd Harbor at a Glance
- Population
- 3,570
- Median Income
- $242,434
- Home Value
- $1,458,800
- Median Rent
- $1,738/mo
- Unemployment
- 0.8%
- Sales Tax
- 8.5%
Nearby Cities
Explore county-level cost of living data
New York Rankings
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