Cost of Living in Garden City South, NY

Population 4,077 · New York · Data vintage 2023

207
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Garden City South run well above the national baseline, with a median of $692,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $150,688 place the city among the better-paid New York metros. The labor market has been unusually tight, with unemployment around 2.9% — below most comparable cities in the state.

Geographically, Garden City South sits roughly 15 miles east of New York. Median home values run roughly 8% lower than New York's $752,000.

Cost Overview

Housing 227
Rent 176

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Garden City South

The median home value in Garden City South is $691,800 — 127% above the national median of $305,000. Median rent runs $2,315/month, 76% higher than the national median of $1,314/month. The median household income of $150,688/year is 102% higher than the US median of $74,580. The local unemployment rate is 2.9%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.6°F and lows of 47.0°F, with about 25.9" of annual snowfall. Overall, Garden City South has a cost of living index of 207 versus the US average of 100, meaning it is 107% more expensive.

🏠 Housing

Median Home Value
$691,800
127% above avg
Zillow Home Value
$91,952
Zillow ZHVI
Median Rent
$2,315/mo
76% above avg
Price-to-Rent Ratio
24.9x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 90.4%
Renter-occupied 9.6%

💰 Estimated Monthly Budget

Rent median rent
$2,315
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,929/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
40.5 min
50% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
10.8%

Commute Mode

Drove alone
69.9%
Carpooled
6.2%
Public transit
6.8%
Walked
2.5%
Bicycle
0.3%
Work from home
10.8%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$150,688
102% above avg
Per Capita Income
$56,684
Unemployment Rate
2.9%
39% below avg
Poverty Rate
4.7%
Labor Force Participation
66.1%

🎓 Education

Bachelor's degree+ 21.1%
Graduate degree 27.3%

👥 Demographics

Median Age 46
Male median age 42.6
Female median age 46.9

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
61.6°F
Avg Low
47.0°F
Annual Precip
43.3"
Annual Snowfall
25.9"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404249596878848276655445
Low °F 262734435362696861504032
Precip" 3.232.763.943.553.663.853.864.113.583.723.073.96
Snow" 7.58.64.30.60.00.00.00.00.00.00.44.5

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 31 — Good
75.3%
Good air days/yr
197
Max AQI recorded
365
PM2.5 days
0
Ozone days

Frequently Asked Questions

What is the cost of living in Garden City South, NY?

Garden City South has a cost index of 207 (100 = national average). It is 107% above the national average.

What is average rent in Garden City South, NY?

The median gross rent in Garden City South is $2,315 per month based on 2023 Census data.

What is the average home price in Garden City South?

The median home value in Garden City South is $691,800 according to Zillow and Census data.

What is the median income in Garden City South?

The median household income in Garden City South is $150,688 per year (2023 ACS 5-year estimates).

What is the sales tax in Garden City South, NY?

The combined state and local sales tax rate in Garden City South is 8.5%. The New York state income tax top rate is 10.9%.

Is Garden City South, NY affordable?

Garden City South is above average in cost of living, with an index of 207 — about 107% higher than the national average.

What is the weather like in Garden City South?

Garden City South has average high temperatures of 61.6°F and average lows of 47.0°F. Annual precipitation is 43.3". Average annual snowfall is 25.9". Data from NOAA 1991–2020 Climate Normals.

Garden City South at a Glance

Population
4,077
Median Income
$150,688
Home Value
$691,800
Median Rent
$2,315/mo
Unemployment
2.9%
Avg High Temp
61.6°F
Sales Tax
8.5%
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