Cost of Living in Hamburg, NY
Population 9,762 · New York · Data vintage 2023
(100 = US avg)
Hamburg is a smaller New York community of around 10000 residents, where median household incomes of $109,028 and housing costs ($238,000 for a typical home) give the local cost-of-living profile a distinctly small-town shape. An unemployment rate of 3.0% points to a labor market well on the tight side of the national distribution.
Located 12 miles south of Buffalo, Hamburg falls within that metro's commuting orbit. Median home values run roughly 56% higher than Buffalo's $152,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Hamburg
The median home value in Hamburg is $238,000 — 22% below the national median of $305,000. Median rent runs $1,019/month, 22% lower than the national median of $1,314/month. The median household income of $109,028/year is 46% higher than the US median of $74,580. The local unemployment rate is 3.0%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 56.8°F and lows of 40.9°F, with about 95.4" of annual snowfall. Overall, Hamburg has a cost of living index of 78 versus the US average of 100, meaning it is 22% less expensive.
Hamburg has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 32 | 33 | 42 | 55 | 67 | 76 | 80 | 79 | 72 | 60 | 48 | 37 |
| Low °F | 19 | 20 | 26 | 37 | 48 | 58 | 63 | 62 | 55 | 44 | 34 | 26 |
| Precip" | 3.35 | 2.49 | 2.89 | 3.37 | 3.37 | 3.37 | 3.23 | 3.23 | 4.10 | 4.03 | 3.50 | 3.75 |
| Snow" | 26.7 | 18.1 | 14.1 | 2.5 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.9 | 7.8 | 25.3 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Hamburg, NY?
Hamburg has a cost index of 78 (100 = national average). It is 22% below the national average.
What is average rent in Hamburg, NY?
The median gross rent in Hamburg is $1,019 per month based on 2023 Census data.
What is the average home price in Hamburg?
The median home value in Hamburg is $238,000 according to 2023 Census ACS data.
What is the median income in Hamburg?
The median household income in Hamburg is $109,028 per year (2023 ACS 5-year estimates).
What is the sales tax in Hamburg, NY?
The combined state and local sales tax rate in Hamburg is 8.5%. The New York state income tax top rate is 10.9%.
Is Hamburg, NY affordable?
Yes, Hamburg is generally considered affordable, with a cost of living index of 78 — about 22% below the US national average of 100.
What is the weather like in Hamburg?
Hamburg has average high temperatures of 56.8°F and average lows of 40.9°F. Annual precipitation is 40.7". Average annual snowfall is 95.4". Data from NOAA 1991–2020 Climate Normals.
Hamburg at a Glance
- Population
- 9,762
- Median Income
- $109,028
- Home Value
- $238,000
- Median Rent
- $1,019/mo
- Unemployment
- 3.0%
- Avg High Temp
- 56.8°F
- Sales Tax
- 8.5%
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