Cost of Living in Highland-on-the-Lake, NY
Population 3,701 · New York · Data vintage 2023
(100 = US avg)
Buyers in Highland-on-the-Lake can reasonably expect a home to cost less than three years of household income — $168,000 against $85,616 in typical earnings — a ratio that has collapsed to 5:1 or worse in much of the country. The labor market has been unusually tight, with unemployment around 2.7% — below most comparable cities in the state.
Geographically, Highland-on-the-Lake sits roughly 15 miles southwest of Buffalo. Median home values run roughly 11% higher than Buffalo's $152,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Highland-on-the-Lake
The median home value in Highland-on-the-Lake is $168,400 — 45% below the national median of $305,000. Median rent runs $1,012/month, 23% lower than the national median of $1,314/month. The median household income of $85,616/year is 15% higher than the US median of $74,580. The local unemployment rate is 2.7%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 57.5°F and lows of 40.0°F. Overall, Highland-on-the-Lake has a cost of living index of 64 versus the US average of 100, meaning it is 36% less expensive.
Highland-on-the-Lake has limited residential data
Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 34 | 35 | 43 | 55 | 67 | 76 | 80 | 79 | 72 | 61 | 49 | 39 |
| Low °F | 19 | 19 | 25 | 35 | 46 | 56 | 61 | 60 | 53 | 44 | 34 | 27 |
| Precip" | 1.66 | 1.21 | 1.73 | 2.78 | 3.08 | 2.70 | 3.65 | 3.30 | 3.55 | 3.86 | 3.09 | 2.38 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Highland-on-the-Lake, NY?
Highland-on-the-Lake has a cost index of 64 (100 = national average). It is 36% below the national average.
What is average rent in Highland-on-the-Lake, NY?
The median gross rent in Highland-on-the-Lake is $1,012 per month based on 2023 Census data.
What is the average home price in Highland-on-the-Lake?
The median home value in Highland-on-the-Lake is $168,400 according to 2023 Census ACS data.
What is the median income in Highland-on-the-Lake?
The median household income in Highland-on-the-Lake is $85,616 per year (2023 ACS 5-year estimates).
What is the sales tax in Highland-on-the-Lake, NY?
The combined state and local sales tax rate in Highland-on-the-Lake is 8.5%. The New York state income tax top rate is 10.9%.
Is Highland-on-the-Lake, NY affordable?
Yes, Highland-on-the-Lake is generally considered affordable, with a cost of living index of 64 — about 36% below the US national average of 100.
What is the weather like in Highland-on-the-Lake?
Highland-on-the-Lake has average high temperatures of 57.5°F and average lows of 40.0°F. Annual precipitation is 33". Data from NOAA 1991–2020 Climate Normals.
Highland-on-the-Lake at a Glance
- Population
- 3,701
- Median Income
- $85,616
- Home Value
- $168,400
- Median Rent
- $1,012/mo
- Unemployment
- 2.7%
- Avg High Temp
- 57.5°F
- Sales Tax
- 8.5%
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