Cost of Living in Mamaroneck, NY
Population 19,840 · New York · Data vintage 2023
(100 = US avg)
Home prices in Mamaroneck run well above the national baseline, with a median of $705,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $125,459 place the city among the better-paid New York metros.
Geographically, Mamaroneck sits roughly 7 miles east of Yonkers. Median home values run roughly 48% higher than Yonkers' $478,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Mamaroneck
The median home value in Mamaroneck is $705,200 — 131% above the national median of $305,000. Median rent runs $2,017/month, 54% higher than the national median of $1,314/month. The median household income of $125,459/year is 68% higher than the US median of $74,580. The local unemployment rate is 3.9%, below the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.6°F and lows of 43.4°F. Overall, Mamaroneck has a cost of living index of 200 versus the US average of 100, meaning it is 100% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 37 | 40 | 48 | 59 | 69 | 78 | 83 | 81 | 74 | 63 | 52 | 42 |
| Low °F | 22 | 24 | 31 | 40 | 50 | 59 | 65 | 64 | 57 | 46 | 36 | 28 |
| Precip" | 3.20 | 2.53 | 4.11 | 4.20 | 3.94 | 4.25 | 4.07 | 4.36 | 4.94 | 4.33 | 3.64 | 4.18 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Mamaroneck, NY?
Mamaroneck has a cost index of 200 (100 = national average). It is 100% above the national average.
What is average rent in Mamaroneck, NY?
The median gross rent in Mamaroneck is $2,017 per month based on 2023 Census data.
What is the average home price in Mamaroneck?
The median home value in Mamaroneck is $705,200 according to 2023 Census ACS data.
What is the median income in Mamaroneck?
The median household income in Mamaroneck is $125,459 per year (2023 ACS 5-year estimates).
What is the sales tax in Mamaroneck, NY?
The combined state and local sales tax rate in Mamaroneck is 8.5%. The New York state income tax top rate is 10.9%.
Is Mamaroneck, NY affordable?
Mamaroneck is above average in cost of living, with an index of 200 — about 100% higher than the national average.
What is the weather like in Mamaroneck?
Mamaroneck has average high temperatures of 60.6°F and average lows of 43.4°F. Annual precipitation is 47.8". Data from NOAA 1991–2020 Climate Normals.
Mamaroneck at a Glance
- Population
- 19,840
- Median Income
- $125,459
- Home Value
- $705,200
- Median Rent
- $2,017/mo
- Unemployment
- 3.9%
- Avg High Temp
- 60.6°F
- Sales Tax
- 8.5%
Nearby Cities
Explore county-level cost of living data
New York Rankings
Similar Cost Cities
Cities in other states with comparable housing costs