Cost of Living in Pelham, NY

Population 7,247 · New York · Data vintage 2023

245
Cost Index
(100 = US avg)
Page updated: · Data vintage: 2023 ACS 5-Year
Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Home prices in Pelham run well above the national baseline, with a median of $892,000, though local incomes keep the cost-to-earnings ratio tighter than in coastal metros with comparable sticker prices. Median household earnings of $179,561 place the city among the better-paid New York metros.

Pelham is part of the immediate Yonkers metro area — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 87% higher than Yonkers' $478,000.

Cost Overview

Housing 292
Rent 174

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Pelham

The median home value in Pelham is $891,900 — 192% above the national median of $305,000. Median rent runs $2,288/month, 74% higher than the national median of $1,314/month. The median household income of $179,561/year is 141% higher than the US median of $74,580. The local unemployment rate is 5.6%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 63.5°F and lows of 50.1°F, with about 29.8" of annual snowfall. Overall, Pelham has a cost of living index of 245 versus the US average of 100, meaning it is 145% more expensive.

🏠 Housing

Median Home Value
$891,900
192% above avg
Zillow Home Value
$1,331,465
Zillow ZHVI
Median Rent
$2,288/mo
74% above avg
Zillow Rent
$2,920/mo
Zillow ZORI
Price-to-Rent Ratio
32.5x
Favors renting
Property Tax Rate
1.7%
Effective rate

HUD Fair Market Rents by Bedroom

Studio
$965
1 BR
$1,051
2 BR
$1,302
3 BR
$1,619
4 BR
$1,813
Owner-occupied 69.9%
Renter-occupied 30.1%

💰 Estimated Monthly Budget

Rent median rent
$2,288
Groceries national estimate
$400
Utilities local estimate
$88
Transportation local gas prices
$126
Estimated Total $2,902/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚
Eggs (dozen)
$0.548
🍞
White Bread (lb)
$1.912
🥩
Ground Beef (lb)
$5.61

🚗 Transportation

Avg Commute
40.9 min
51% above avg
Gas Price
$3.145/gal
0% below avg
Work From Home
24.4%

Commute Mode

Drove alone
38.7%
Carpooled
7.2%
Public transit
23.7%
Walked
5.0%
Work from home
24.4%

Utilities

Electricity
$0.176/kWh
0% below avg

📋 Taxes

State Income Tax 10.9%
Total Sales Tax 8.5%
State rate 4.0%
Avg local rate 4.5%
Property Tax 1.7%

💼 Income & Employment

Median Household Income
$179,561
141% above avg
Per Capita Income
$82,279
Unemployment Rate
5.6%
16% above avg
Poverty Rate
3.5%
Labor Force Participation
72.1%

🎓 Education

Bachelor's degree+ 31.3%
Graduate degree 37.5%

👥 Demographics

Median Age 38.2
Male median age 38.3
Female median age 38.1

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High
63.5°F
Avg Low
50.1°F
Annual Precip
45.3"
Annual Snowfall
29.8"
20° 38° 55° 73° 90° JFMAMJJASOND High Low Precip
Month JanFebMarAprMayJunJulAugSepOctNovDec
High °F 404350617281868577665545
Low °F 293036465666727164534335
Precip" 3.252.934.013.853.584.034.304.413.883.813.154.08
Snow" 8.69.85.40.40.00.00.00.00.00.10.35.2

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 39 — Good
78.6%
Good air days/yr
198
Max AQI recorded
144
PM2.5 days
221
Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

96%
4-Year Graduation Rate
10.5:1
Student-teacher ratio
6
Public schools
2,916
Total enrollment

Frequently Asked Questions

What is the cost of living in Pelham, NY?

Pelham has a cost index of 245 (100 = national average). It is 145% above the national average.

What is average rent in Pelham, NY?

The median gross rent in Pelham is $2,288 per month based on 2023 Census data.

What is the average home price in Pelham?

The median home value in Pelham is $891,900 according to Zillow and Census data.

What is the median income in Pelham?

The median household income in Pelham is $179,561 per year (2023 ACS 5-year estimates).

What is the sales tax in Pelham, NY?

The combined state and local sales tax rate in Pelham is 8.5%. The New York state income tax top rate is 10.9%.

Is Pelham, NY affordable?

Pelham is above average in cost of living, with an index of 245 — about 145% higher than the national average.

What is the weather like in Pelham?

Pelham has average high temperatures of 63.5°F and average lows of 50.1°F. Annual precipitation is 45.3". Average annual snowfall is 29.8". Data from NOAA 1991–2020 Climate Normals.

Pelham at a Glance

Population
7,247
Median Income
$179,561
Home Value
$891,900
Median Rent
$2,288/mo
Unemployment
5.6%
Avg High Temp
63.5°F
Sales Tax
8.5%
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