Cost of Living in Mount Vernon, NY
Population 72,528 · New York · Data vintage 2023
(100 = US avg)
A 39-minute average commute puts Mount Vernon squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $450,000 reflect that spatial discount. Unemployment has stayed elevated relative to the national figure — 6.9% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Geographically, Mount Vernon is part of the immediate Yonkers metro area. Housing prices track closely with Yonkers' $478,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Mount Vernon
The median home value in Mount Vernon is $449,600 — 47% above the national median of $305,000. Median rent runs $1,546/month, 18% higher than the national median of $1,314/month. The median household income of $77,171/year is 3% higher than the US median of $74,580. The local unemployment rate is 6.9%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 63.5°F and lows of 50.1°F, with about 29.8" of annual snowfall. Overall, Mount Vernon has a cost of living index of 136 versus the US average of 100, meaning it is 36% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 40 | 43 | 50 | 61 | 72 | 81 | 86 | 85 | 77 | 66 | 55 | 45 |
| Low °F | 29 | 30 | 36 | 46 | 56 | 66 | 72 | 71 | 64 | 53 | 43 | 35 |
| Precip" | 3.25 | 2.93 | 4.01 | 3.85 | 3.58 | 4.03 | 4.30 | 4.41 | 3.88 | 3.81 | 3.15 | 4.08 |
| Snow" | 8.6 | 9.8 | 5.4 | 0.4 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 | 0.1 | 0.3 | 5.2 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Mount Vernon, NY?
Mount Vernon has a cost index of 136 (100 = national average). It is 36% above the national average.
What is average rent in Mount Vernon, NY?
The median gross rent in Mount Vernon is $1,546 per month based on 2023 Census data.
What is the average home price in Mount Vernon?
The median home value in Mount Vernon is $449,600 according to Zillow and Census data.
What is the median income in Mount Vernon?
The median household income in Mount Vernon is $77,171 per year (2023 ACS 5-year estimates).
What is the sales tax in Mount Vernon, NY?
The combined state and local sales tax rate in Mount Vernon is 8.5%. The New York state income tax top rate is 10.9%.
Is Mount Vernon, NY affordable?
Mount Vernon is above average in cost of living, with an index of 136 — about 36% higher than the national average.
What is the weather like in Mount Vernon?
Mount Vernon has average high temperatures of 63.5°F and average lows of 50.1°F. Annual precipitation is 45.3". Average annual snowfall is 29.8". Data from NOAA 1991–2020 Climate Normals.
Mount Vernon at a Glance
- Population
- 72,528
- Median Income
- $77,171
- Home Value
- $449,600
- Median Rent
- $1,546/mo
- Unemployment
- 6.9%
- Avg High Temp
- 63.5°F
- Sales Tax
- 8.5%
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