Cost of Living in Middletown, NY
Population 30,227 · New York · Data vintage 2023
(100 = US avg)
A 37-minute average commute puts Middletown squarely in exurban territory — the kind of place where many households optimize for housing cost over proximity to work. Home values of $271,000 reflect that spatial discount. Unemployment has stayed elevated relative to the national figure — 6.1% as of the most recent ACS release — which shows up in household-income and poverty figures as well.
Middletown is about 40 miles northwest of Paterson, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 19% lower than Paterson's $335,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Middletown
The median home value in Middletown is $271,000 — 11% below the national median of $305,000. Median rent runs $1,614/month, 23% higher than the national median of $1,314/month. The median household income of $77,174/year is 3% higher than the US median of $74,580. The local unemployment rate is 6.1%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.0°F and lows of 38.8°F. Overall, Middletown has a cost of living index of 102 versus the US average of 100, meaning it is 2% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 38 | 47 | 60 | 71 | 79 | 84 | 82 | 74 | 62 | 50 | 39 |
| Low °F | 17 | 18 | 27 | 36 | 47 | 56 | 61 | 59 | 51 | 40 | 31 | 23 |
| Precip" | 2.44 | 2.44 | 3.25 | 3.50 | 3.35 | 4.33 | 3.30 | 4.40 | 3.89 | 3.68 | 3.04 | 3.37 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Middletown, NY?
Middletown has a cost index of 102 (100 = national average). It is 2% above the national average.
What is average rent in Middletown, NY?
The median gross rent in Middletown is $1,614 per month based on 2023 Census data.
What is the average home price in Middletown?
The median home value in Middletown is $271,000 according to Zillow and Census data.
What is the median income in Middletown?
The median household income in Middletown is $77,174 per year (2023 ACS 5-year estimates).
What is the sales tax in Middletown, NY?
The combined state and local sales tax rate in Middletown is 8.5%. The New York state income tax top rate is 10.9%.
Is Middletown, NY affordable?
Middletown is near the national average in terms of cost of living, with an index of 102 (100 = US average).
What is the weather like in Middletown?
Middletown has average high temperatures of 60.0°F and average lows of 38.8°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.
Middletown at a Glance
- Population
- 30,227
- Median Income
- $77,174
- Home Value
- $271,000
- Median Rent
- $1,614/mo
- Unemployment
- 6.1%
- Avg High Temp
- 60.0°F
- Sales Tax
- 8.5%
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