Cost of Living in Scotchtown, NY
Population 10,544 · New York · Data vintage 2023
(100 = US avg)
Scotchtown sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible. At 7.2%, the local unemployment rate runs well above the US figure, pointing to structural rather than cyclical labor-market issues.
Located 40 miles north of Paterson, Scotchtown falls within that metro's commuting orbit. Housing prices track closely with Paterson's $335,000 median.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Scotchtown
The median home value in Scotchtown is $317,400 — 4% above the national median of $305,000. Median rent runs $1,655/month, 26% higher than the national median of $1,314/month. The median household income of $92,889/year is 25% higher than the US median of $74,580. The local unemployment rate is 7.2%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.0°F and lows of 38.8°F. Overall, Scotchtown has a cost of living index of 113 versus the US average of 100, meaning it is 13% more expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 35 | 38 | 47 | 60 | 71 | 79 | 84 | 82 | 74 | 62 | 50 | 39 |
| Low °F | 17 | 18 | 27 | 36 | 47 | 56 | 61 | 59 | 51 | 40 | 31 | 23 |
| Precip" | 2.44 | 2.44 | 3.25 | 3.50 | 3.35 | 4.33 | 3.30 | 4.40 | 3.89 | 3.68 | 3.04 | 3.37 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
Frequently Asked Questions
What is the cost of living in Scotchtown, NY?
Scotchtown has a cost index of 113 (100 = national average). It is 13% above the national average.
What is average rent in Scotchtown, NY?
The median gross rent in Scotchtown is $1,655 per month based on 2023 Census data.
What is the average home price in Scotchtown?
The median home value in Scotchtown is $317,400 according to 2023 Census ACS data.
What is the median income in Scotchtown?
The median household income in Scotchtown is $92,889 per year (2023 ACS 5-year estimates).
What is the sales tax in Scotchtown, NY?
The combined state and local sales tax rate in Scotchtown is 8.5%. The New York state income tax top rate is 10.9%.
Is Scotchtown, NY affordable?
Scotchtown is above average in cost of living, with an index of 113 — about 13% higher than the national average.
What is the weather like in Scotchtown?
Scotchtown has average high temperatures of 60.0°F and average lows of 38.8°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.
Scotchtown at a Glance
- Population
- 10,544
- Median Income
- $92,889
- Home Value
- $317,400
- Median Rent
- $1,655/mo
- Unemployment
- 7.2%
- Avg High Temp
- 60.0°F
- Sales Tax
- 8.5%
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New York Rankings
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