Cost of Living in Goshen, NY

Population 5,751 · New York · Data vintage 2023

127

Cost Index
(100 = US avg)

Page updated: April 2026 · Data vintage: 2023 ACS 5-Year

Sources: Census ACS·BLS·NOAA·EPA·Zillow · Methodology

Goshen sits on the smaller end of the New York city distribution. That scale shapes the housing market, the labor pool, and the services available to residents in ways the data below makes visible.

Geographically, Goshen is about 35 miles north of Paterson, the nearest large metro. Median home values run roughly 14% higher than Paterson's $335,000.

Cost Overview

Housing 126

Rent 129

Scale: 100 = US national average. Green < 90, Red > 110.

About the Cost of Living in Goshen

The median home value in Goshen is $383,100 — 26% above the national median of $305,000. Median rent runs $1,693/month, 29% higher than the national median of $1,314/month. The median household income of $99,464/year is 33% higher than the US median of $74,580. The local unemployment rate is 4.9%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 60.0°F and lows of 38.8°F. Overall, Goshen has a cost of living index of 127 versus the US average of 100, meaning it is 27% more expensive.

📍

Goshen has limited residential data

Detailed housing and income data is limited for this location. Here are the nearest cities with full cost of living data:

Scotchtown, NY

Median home: $317,400

Rent: $1,655/mo

Income: $92,889

Middletown, NY

Median home: $271,000

Rent: $1,614/mo

Income: $77,174

Kiryas Joel, NY

Median home: $685,800

Rent: $1,575/mo

Income: $43,171

Woodbury, NY

Median home: $417,700

Rent: $1,976/mo

Income: $141,607

Newburgh, NY

Median home: $221,100

Rent: $1,363/mo

Income: $51,006

🏠 Housing

Median Home Value

$383,100

26% above avg

Zillow Home Value

$549,700

Zillow ZHVI

Median Rent

$1,693/mo

29% above avg

Zillow Rent

$2,468/mo

Zillow ZORI

Price-to-Rent Ratio

18.9x

Favors buying

Property Tax Rate

1.7%

Effective rate

HUD Fair Market Rents by Bedroom

Studio

$965

1 BR

$1,051

2 BR

$1,302

3 BR

$1,619

4 BR

$1,813

Owner-occupied 66.4%

Renter-occupied 33.6%

💰 Estimated Monthly Budget

Rent median rent

$1,693

Groceries national estimate

$400

Utilities local estimate

$88

Transportation local gas prices

$126

Estimated Total $2,307/mo

Estimates based on median data and national averages. Actual costs vary.

🛒 Food & Groceries

National BLS average prices (2023). Local prices may vary.

🥚

Eggs (dozen)

$0.548

🍞

White Bread (lb)

$1.912

🥩

Ground Beef (lb)

$5.61

🚗 Transportation

Avg Commute

29.7 min

10% above avg

Gas Price

$3.145/gal

0% below avg

Work From Home

13.5%

Commute Mode

Drove alone

66.7%

Carpooled

9.7%

Public transit

6.3%

Walked

1.6%

Work from home

13.5%

⚡ Utilities

Electricity

$0.176/kWh

0% below avg

📋 Taxes

State Income Tax 10.9%

Total Sales Tax 8.5%

State rate 4.0%

Avg local rate 4.5%

Property Tax 1.7%

💼 Income & Employment

Median Household Income

$99,464

33% above avg

Per Capita Income

$58,111

Unemployment Rate

4.9%

2% above avg

Poverty Rate

1.8%

Labor Force Participation

59.9%

🎓 Education

Bachelor's degree+ 22.1%

Graduate degree 16.9%

👥 Demographics

Median Age 48

Male median age 47.1

Female median age 49.4

🌤 Climate

NOAA 1991–2020 Climate Normals

Avg High

60.0°F

Avg Low

38.8°F

Annual Precip

41"

Month	Jan	Feb	Mar	Apr	May	Jun	Jul	Aug	Sep	Oct	Nov	Dec
High °F	35	38	47	60	71	79	84	82	74	62	50	39
Low °F	17	18	27	36	47	56	61	59	51	40	31	23
Precip"	2.44	2.44	3.25	3.50	3.35	4.33	3.30	4.40	3.89	3.68	3.04	3.37

💨 Air Quality

EPA AQS 2023 — county-level monitoring data

Median AQI 34 — Good

75.6%

Good air days/yr

185

Max AQI recorded

357

PM2.5 days

Ozone days

🏫 Schools

NCES CCD 2019 — public school district data

91%

4-Year Graduation Rate

12.6:1

Student-teacher ratio

Public schools

2,947

Total enrollment

Frequently Asked Questions

What is the cost of living in Goshen, NY?

Goshen has a cost index of 127 (100 = national average). It is 27% above the national average.

What is average rent in Goshen, NY?

The median gross rent in Goshen is $1,693 per month based on 2023 Census data.

What is the average home price in Goshen?

The median home value in Goshen is $383,100 according to Zillow and Census data.

What is the median income in Goshen?

The median household income in Goshen is $99,464 per year (2023 ACS 5-year estimates).

What is the sales tax in Goshen, NY?

The combined state and local sales tax rate in Goshen is 8.5%. The New York state income tax top rate is 10.9%.

Is Goshen, NY affordable?

Goshen is above average in cost of living, with an index of 127 — about 27% higher than the national average.

What is the weather like in Goshen?

Goshen has average high temperatures of 60.0°F and average lows of 38.8°F. Annual precipitation is 41". Data from NOAA 1991–2020 Climate Normals.

Goshen at a Glance

Population: 5,751
Median Income: $99,464
Home Value: $383,100
Median Rent: $1,693/mo
Unemployment: 4.9%
Avg High Temp: 60.0°F
Sales Tax: 8.5%

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