Cost of Living in Newburgh, NY
Population 28,649 · New York · Data vintage 2023
(100 = US avg)
Newburgh lands reasonably close to national benchmarks on most cost indicators, with a median home value of $221,000 — 28% below the US figure. That makes it a useful reference point for comparing with more extreme markets in New York. Around 27% of residents live below the federal poverty line, a rate that tends to correlate with the income and housing figures above.
Newburgh is about 40 miles northwest of Stamford, the nearest large metro — close enough that regional housing and labor patterns are shaped largely by the larger market. Median home values run roughly 64% lower than Stamford's $614,000.
Cost Overview
Scale: 100 = US national average. Green < 90, Red > 110.
About the Cost of Living in Newburgh
The median home value in Newburgh is $221,100 — 28% below the national median of $305,000. Median rent runs $1,363/month, 4% higher than the national median of $1,314/month. The median household income of $51,006/year is 32% lower than the US median of $74,580. The local unemployment rate is 5.5%, above the national average of 4.8%. New York's top state income tax rate is 10.9% and the combined sales tax is 8.5%. The climate averages highs of 61.1°F and lows of 39.9°F. Overall, Newburgh has a cost of living index of 85 versus the US average of 100, meaning it is 15% less expensive.
🏠 Housing
HUD Fair Market Rents by Bedroom
💰 Estimated Monthly Budget
Estimates based on median data and national averages. Actual costs vary.
🛒 Food & Groceries
National BLS average prices (2023). Local prices may vary.
🚗 Transportation
Commute Mode
⚡ Utilities
📋 Taxes
💼 Income & Employment
🎓 Education
👥 Demographics
🌤 Climate
NOAA 1991–2020 Climate Normals
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| High °F | 36 | 39 | 48 | 61 | 71 | 80 | 85 | 83 | 75 | 63 | 51 | 41 |
| Low °F | 18 | 20 | 27 | 38 | 48 | 57 | 62 | 61 | 53 | 41 | 32 | 24 |
| Precip" | 2.82 | 2.21 | 3.09 | 3.62 | 3.47 | 3.91 | 3.78 | 4.28 | 4.33 | 3.73 | 3.27 | 3.39 |
💨 Air Quality
EPA AQS 2023 — county-level monitoring data
🏫 Schools
NCES CCD 2019 — public school district data
Frequently Asked Questions
What is the cost of living in Newburgh, NY?
Newburgh has a cost index of 85 (100 = national average). It is 15% below the national average.
What is average rent in Newburgh, NY?
The median gross rent in Newburgh is $1,363 per month based on 2023 Census data.
What is the average home price in Newburgh?
The median home value in Newburgh is $221,100 according to Zillow and Census data.
What is the median income in Newburgh?
The median household income in Newburgh is $51,006 per year (2023 ACS 5-year estimates).
What is the sales tax in Newburgh, NY?
The combined state and local sales tax rate in Newburgh is 8.5%. The New York state income tax top rate is 10.9%.
Is Newburgh, NY affordable?
Yes, Newburgh is generally considered affordable, with a cost of living index of 85 — about 15% below the US national average of 100.
What is the weather like in Newburgh?
Newburgh has average high temperatures of 61.1°F and average lows of 39.9°F. Annual precipitation is 41.9". Data from NOAA 1991–2020 Climate Normals.
Newburgh at a Glance
- Population
- 28,649
- Median Income
- $51,006
- Home Value
- $221,100
- Median Rent
- $1,363/mo
- Unemployment
- 5.5%
- Avg High Temp
- 61.1°F
- Sales Tax
- 8.5%
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Explore county-level cost of living data
New York Rankings
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